- Advisory session
- Advisory Session
- After Party
- AI and financial crime
- APP fraud: a regulatory perspective
- APP fraud: mapping the strategies for prevention
- Chair's opening remarks
- Charting the evolution of the payment ecosystem
- Charting the future of AI in payments: from automation to orchestration
- Collaboration to control risks in a digitizing world
- Defrauding AI-powered fraudsters with AI
- Enhancing payment propositions: the future of value-added services for merchants
- Ensuring digital operational resilience
- Fraud risk versus abandonment risk: finding the right balance
- Future of AI and counter fraud
- Harnessing cloud in your payment modernisation journey
- Keeping pace with the evolution of the payment wallet landscape
- Leveraging ISO 20022: enriched data in action
- Loyalty programmes: unlocking the potential
- Lunch
- Making subscriptions and recurring payments seamless: laying the foundations
- Modernising core payment systems: transformation for the long term
- Nextgen biometrics: from authentication to advanced behavioural profiling
- Open payments innovation: the business use cases
- Optimising orchestration: understanding the priorities
- Project Rialto: enhancing cross border payments using wholesale CBDC
- PSR and PSD3: the next phase of open payments
- Readying corporate treasury management for instant payments
- Refreshment Break
- SoftPoS: revolutionising payment acceptance
- Streamlining cross-border rails: cost, transparency, speed and accessibility
- Taking Europe's instant payments to the next stage
- Taking open banking payments further: overcoming the barriers
- Tapping the value of ISO 20022 enriched data: the commercial opportunities
- The future of analytics and data sharing in counter fraud
- The future of central and commercial bank digital currencies
- The future of POS finance
- The instant payments mandate: the implications for bank strategies
- The next evolution of embedded payments
- The Regulated Liability Network: exploring the vision
- The transformative potential of Digital IDs in payments
- Towards a seamless end-to-end payment journey
- Treating the customer as a real person
9:45 AM - 10:05 AM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:50 AM - 12:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:00 PM - 12:20 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:05 PM - 12:25 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:15 PM - 12:30 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:50 PM - 3:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:55 PM - 3:15 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:45 PM - 5:05 PM | Advisory session Advisory session |
9:50 AM - 10:10 AM | Advisory Session Advisory session |
6:00 PM - 8:00 PM | After Party Networking |
2:15 PM - 2:30 PM | AI and financial crime Keynote address |
11:20 AM - 11:40 AM | APP fraud: a regulatory perspective Keynote address |
11:40 AM - 12:20 PM | APP fraud: mapping the strategies for prevention -The latest on APP fraud liability: what will be required of banks and PSPs in the EU versus the UK?
-Understanding the potential impact of the reimbursement model: how should banks adapt to the new costs?
-How can banks effectively map strategies for APP prevention and minimise the cost of compliance?
-What role can behavioural, biometrics and customer profiling play in effectively tackling APP fraud?
-What do we know about the hot state that scammers put customer in: and how can this be used to inform customer education and nudges?
-Confirmation of Payee: how far will the mandate to verify IBAN numbers help stem the tide of APP fraud?
-Social media, online marketplaces, text: through what channels do APP scams typically occur?
-Tackling social media transfers: what can banks do to add additional protection on less secure channels?
-How could a holistic approach across telcos, social media, and FS tackle APP fraud at its source?
-Collaborating within the industry: what more can the industry do in sharing data to tackle APP fraud? Panel discussion |
9:00 AM - 9:05 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
9:15 AM - 9:20 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:30 AM - 11:35 AM | Chair's opening remarks Opening remarks |
10:10 AM - 10:45 AM | Charting the evolution of the payment ecosystem -Reimagining the customer payment journey: what does the future hold for seamless experiences?
-The rise of alternative payment methods: how should business models adapt to a less card-dominated future?
-The next phase of open banking payment commercialisation: what are the barriers still to overcome?
-Competing effectively in the digital wallet space: how must organisations adapt to a new digital ecosystem?
-Enhancing payment propositions: how can acquirers effectively differentiate and add value for merchants?
-Reducing cost of payment: how can merchants streamline operations while maintaining excellent experiences?
-The new data economy: unlocking the revenue opportunities of enriched data for banks and corporates
-How will the rise of digital currencies and DLT shake up the future payments value chain? Leaders' forum |
12:20 PM - 12:45 PM | Charting the future of AI in payments: from automation to orchestration -Increasing payment efficiency: how can AI-driven automation streamline core payment operations?
-Intelligent routing and orchestration: how can AI minimise failure rates and optimise payment flows?
-Leveraging AI for real-time Counter-fraud and KYC: what are the prerequisites for success?
-Unlocking the value of payment data: where can AI-powered analytics make the biggest difference? Fireside chat |
9:35 AM - 9:50 AM | Collaboration to control risks in a digitizing world Keynote address |
12:20 PM - 12:40 PM | Defrauding AI-powered fraudsters with AI Advisory session |
3:10 PM - 3:30 PM | Enhancing payment propositions: the future of value-added services for merchants -E-wallets, mobile and in store: how can acquirers support merchants with multiple payment options?
-How can online payments dashboards be improved to enhance the merchant experience?
-Actionable business insights: how can acquirers enhance their reporting and analysis offerings?
-How can a better grasp of customer behaviour help identify trends and hone sales strategies?
-How can acquirers unlock new revenue streams for merchants via frictionless financing offerings? Fireside chat |
2:30 PM - 2:50 PM | Ensuring digital operational resilience #NAME? Interview |
11:40 AM - 12:15 PM | Fraud risk versus abandonment risk: finding the right balance -Balancing conversion, customer experience, fraud risk and compliance: the key considerations
-New payment methods: how should merchants strategically assess the benefits and risks?
-Dealing with false declines: how can merchants build more accurate and contextual fraud tools? Panel discussion |
2:50 PM - 3:20 PM | Future of AI and counter fraud -What are the limitations of existing rules-based counter fraud tools?
-From real-time detection to reduced false positive rates: what are the key advantages of AI tools?
-How can banks address the data maturity requirements necessary for AI accuracy?
-Managing the reputational risks: how can banks ensure AI/ML tools act ethically, avoiding biases?
-How can banks ensure AI/ML decision -making is transparent to build trust and facilitate human oversight? Fireside chat |
2:35 PM - 2:55 PM | Harnessing cloud in your payment modernisation journey -Assessing the benefits of cloud in modernising payments: from cost efficiencies to resilience
-How should banks assess the suitability of cloud for different payment infrastructure needs?
-Assessing the key outcomes: from performance and network latency to security and compliance
-From real-time to ISO 20022: how can cloud-native integrations aid the adoption of new standards?
-How can cloud increase agility and time to market for digital payments solutions? Fireside chat |
12:25 PM - 1:00 PM | Keeping pace with the evolution of the payment wallet landscape -Challenging BigTech and card dominance: how are bank-led wallet initiatives stepping up to compete?
-Building commercially successful wallet propositions: what lessons can be learnt from propositions globally?
-How can digital wallet solutions add value at the point of payment? From BNPL to integrated loyalty schemes
-Towards a digital currency future: will digital wallets lay the foundation for the next evolution of money? Fireside chat |
11:20 AM - 11:40 AM | Leveraging ISO 20022: enriched data in action Keynote address |
12:30 PM - 1:00 PM | Loyalty programmes: unlocking the potential -What are the commercial advantages for merchants of payment-linked loyalty schemes?
-How can payment-linked data help merchants to gain greater insight into customer preferences?
-What forms of hyper-personalisation could payment-linked schemes unlock?
-How should AI and analytics best be leveraged to maximise ROI from payment-linked schemes?
-Selecting the right partner for your business: what are the key considerations for merchants?
-Is card-linked loyalty the key to banks monetising data and competing with alternative payments?
-What role could open banking play in the next evolution of payment-linked loyalty schemes? Panel discussion |
12:50 PM - 2:15 PM | Lunch Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1:00 PM - 2:15 PM | Lunch Networking |
12:10 PM - 12:30 PM | Making subscriptions and recurring payments seamless: laying the foundations -Delivering a superb subscription experience: what are customers looking for in today’s market?
-From pre-dunning to automatic retries: strategies for minimising failure rates, chargebacks and churn
-What are the key considerations for merchants when selecting a subscription management provider?
-To what extent are dynamic recurring payments or VRPs set to transform subscription payments? Fireside chat |
3:15 PM - 3:55 PM | Modernising core payment systems: transformation for the long term -How should legacy infrastructure be modernised to keep pace with BigTech and cloud-native challengers?
-How can banks build architecture that can seamlessly scale while maintaining performance and reliability?
-From ISO 20022 to instant payments: building flexible architectures that can adapt to changing standards
-Managing total cost of ownership: where can banks find the quick wins in modernising technology stacks?
-How can banks best leverage orchestration layers to create agile micro service-based architectures?
-Overcoming complexity and silos: are payment hubs key to ensuring enterprise-wide payment visibility?
-Keeping the customer in mind: building APIs and open architecture interfaces that provide seamless UX
-How should banks prioritise and enhance availability, resilience and security through their modernisation? Panel discussion |
2:30 PM - 2:50 PM | Nextgen biometrics: from authentication to advanced behavioural profiling -Voice, face, fingerprint and iris: to what extent can biometrics transform authentication and KYC?
-How can banks unlock the potential of biometric and behavioural indicators in counter fraud?
-How can biometrics be leveraged to counter bots, Remote Access Trojans and aggregated attacks?
-How can banks identify the right mix of biometric and traditional indicators for different fraud types?
-Data privacy and compliance: what are the responsible limits to the use of customer data? Fireside chat |
10:05 AM - 10:45 AM | Open payments innovation: the business use cases -Marketplaces, automated refunds and payouts: how can API-driven solutions streamline payments for businesses?
-How can open API’s enhance corporate treasury management? From automating tasks to optimizing critical processes
-Assessing the benefits of open payments for merchants: from reducing costs and fraud risk, to improved liquidity management
-What are the advantages of VRPs over direct debits? From reduced failure rates to increased ease of subscription management
-From SPAA-style data sharing to API-driven innovation: what’s next for open payments business models? Panel discussion |
3:30 PM - 4:00 PM | Optimising orchestration: understanding the priorities -Reducing declines through intelligent routing: what does best practice in orchestration look like?
-Managing margins: how can orchestrators enable merchants to navigate global acquiring rates?
-How can merchants harness orchestration to adapt to the growing diversity of payment methods?
-Payment localisation: to what extent is localisation essential for successful international expansion?
-How can orchestration be leveraged to enhance the ease of omnichannel commerce?
-Reporting and analytics: how can orchestrators provide insights that do more for merchants?
-How can orchestrators help merchants to reduce the complexity of marketplace payments?
-Increasing agility: how can orchestration help to adapt payment mixes in an ever-changing market? Panel discussion |
2:15 PM - 2:35 PM | Project Rialto: enhancing cross border payments using wholesale CBDC Keynote address |
9:05 AM - 9:20 AM | PSR and PSD3: the next phase of open payments Keynote address |
5:05 PM - 5:30 PM | Readying corporate treasury management for instant payments -Assessing the challenges: how is the rise of instant payments set to pose new difficulties for corporate treasurers?
-Achieving real-time reporting: how can corporates achieve real-time cash flow visibility and accurate forecasting?
-Automating treasury management: how can API and ERP integrations help treasurers keep pace with instant payments?
-How can transaction banks provide solutions that address the needs of clients in an increasingly real-time landscape? Fireside chat |
10:45 AM - 11:20 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
10:45 AM - 11:30 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:00 PM - 4:30 PM | Refreshment Break Networking |
2:15 PM - 2:30 PM | SoftPoS: revolutionising payment acceptance Keynote address |
2:15 PM - 2:35 PM | Streamlining cross-border rails: cost, transparency, speed and accessibility -Cost, transparency, speed, and accessibility: how far are we towards achieving the G20 roadmap goals?
-From data security to API harmonisation: what are the biggest hurdles to seamless global payments today?
-How far are legacy payment technology, data, and messaging standards still a barrier?
-To what extent will the migration to ISO 20022 simplify cross-border payments?
-What role will CBDCs and the regulated liability network play in streamlining cross-border payments? Fireside chat |
4:30 PM - 4:45 PM | Taking Europe's instant payments to the next stage Keynote address |
9:20 AM - 9:45 AM | Taking open banking payments further: overcoming the barriers -Shifting from a compliance-driven to a commercially driven open banking ecosystem: where are we on the journey?
-Providing payments choice to merchants: how can open banking payments compete effectively with interchange pricing?
-How can open banking providers build engaging digital user interfaces to elevate user experience and encourage uptake?
-How can payment providers replicate purchase protections and dispute mechanisms in a non-card landscape?
-Building a default renumeration model: to what extent does the SPAA offer a viable commercial model to all parties?
-JROC and the Future Entity for open banking: where is the UK currently at in developing a sustainable commercial model?
-Alternatives to current funding models: how might banks recoup the costs of payment in a future commercial model?
-Exploring future revenue streams for open banking payments: towards an open data economy Fireside chat |
11:40 AM - 12:00 PM | Tapping the value of ISO 20022 enriched data: the commercial opportunities -Streamlining payments: how can enriched data help improve STP and reduce processing time?
-Counter fraud: how can enhanced fraud data (EFD) be leveraged in banks’ Counter-fraud strategies?
-Personalised offers: how can enriched data be used to identify individual behaviours and needs?
-Corporate services: what value-adding insights and microservices could enriched data unlock?
-Leveraging AI: is this the key to extracting actionable and value-adding insights from enriched data? Fireside chat |
3:20 PM - 4:00 PM | The future of analytics and data sharing in counter fraud -The EBA’s FPAD initative: will it prove a game changer in fraud prevention for European banks?
-Leveraging ISO 20022’s enhanced fraud data: how can banks make the most of new structured data?
-Making the most of new indicators: what new data sources can and should banks be leveraging?
-Optimising fraud analytics for instant payments: how can the industry achieve real-time detection?
-Advanced analytics and AI: how is AI set to transform real-time fraud detection?
-Power in collaboration: how are banks breaking new ground in counter fraud information sharing?
-Taking industry collaboration further: what can FS learn from best practices in other sectors? Panel discussion |
2:55 PM - 3:30 PM | The future of central and commercial bank digital currencies -The global picture: which central banks are spearheading the development of CBDCs and what can be learnt?
-European payments sovereignty: how much will the digital euro reduce reliance on card schemes and BigTech?
-The threat to bank deposits: how can bank funding and financial stability best be safeguarded?
-Promoting further private and public sector collaboration on digital currencies: what more needs to be done?
-The Regulated Liability Network: to what extent will the shared ledger mitigate bank disintermediation risk?
-The future of commercial bank digital money: the use cases across retail, wholesale, cross border and settlement
-Covering the cost of digital currency provision: from merchant charges to cross-subsidisation
-Defining your digital money strategy: what are the new service opportunities and when is the time to invest? Panel discussion |
11:30 AM - 11:50 AM | The future of POS finance -How can merchants identify the best POS financing options for them: assessing the costs and benefits
-The advantages of a multi-lender platform: how can choice in financing provider benefit merchants?
-Lending at speed: how can credit risk be rapidly assessed using AI and open data sources?
-How can financing options be tailored to purchasing behaviour, financing needs and preferences?
-Bringing BNPL in store: how significant is the commercial opportunity and what are the barriers? Fireside chat |
5:30 PM - 6:00 PM | The instant payments mandate: the implications for bank strategies -The EU instant payments mandate: what will compliance require and how should banks prepare?
-From batch based to instant settlement: what new demands will the mandate place on treasury teams?
-Confirmation of Payee and sanctions screening: how can banks ensure they fulfil their obligations under the mandate?
-How should banks equalise charges for instant and non-instant payments and what scope is there for differentiation?
-Assessing the impact of year-round, 24/7 instant payments: how can banks effectively mitigate the costs?
-The European Payments Initiative: do the benefits of the instant payments scheme outweigh the risks?
-Improving instant payment offerings: how can banks use the mandate as an opportunity to innovate? Panel discussion |
11:20 AM - 11:40 AM | The next evolution of embedded payments Interview |
2:35 PM - 2:55 PM | The Regulated Liability Network: exploring the vision Keynote address |
11:35 AM - 12:05 PM | The transformative potential of Digital IDs in payments -The latest insights from Nobid’s large-scale pilot: where are we now and what are The lessons learned so far?
-The potential for ecommerce and retail: how are digital IDs set to transform payments instore and online?
-Bank strategy impacts: will offering integrated digital ID and payment solutions become a key differentiator?
-Integrating digital ID and payments seamlessly: how can providers stand out amongst Competing solutions? Fireside chat |
12:30 PM - 1:00 PM | Towards a seamless end-to-end payment journey -From RFID to biometric payments: how are merchants reimagining instore checkout?
-Optimising online payments: how can merchants achieve frictionless one-click payments?
-From browsing to basket: how can merchants reduce friction in the pre-payment journey?
-How can payments be streamlined by retaining customer data and pre-populating forms?
-Achieving frictionless mobile payments: how should merchants optimise checkout for mobile?
-How far can conversion be enhanced by providing preferred payment methods?
-Reimagining the payment journey: what does the future hold for seamless experiences? Panel discussion |
9:20 AM - 9:35 AM | Treating the customer as a real person Keynote address |
- Advisory session
- Advisory Session
- After Party
- AI and financial crime
- APP fraud: a regulatory perspective
- APP fraud: mapping the strategies for prevention
- Chair's opening remarks
- Charting the evolution of the payment ecosystem
- Charting the future of AI in payments: from automation to orchestration
- Collaboration to control risks in a digitizing world
- Defrauding AI-powered fraudsters with AI
- Enhancing payment propositions: the future of value-added services for merchants
- Ensuring digital operational resilience
- Fraud risk versus abandonment risk: finding the right balance
- Future of AI and counter fraud
- Harnessing cloud in your payment modernisation journey
- Keeping pace with the evolution of the payment wallet landscape
- Leveraging ISO 20022: enriched data in action
- Loyalty programmes: unlocking the potential
- Lunch
- Making subscriptions and recurring payments seamless: laying the foundations
- Modernising core payment systems: transformation for the long term
- Nextgen biometrics: from authentication to advanced behavioural profiling
- Open payments innovation: the business use cases
- Optimising orchestration: understanding the priorities
- Project Rialto: enhancing cross border payments using wholesale CBDC
- PSR and PSD3: the next phase of open payments
- Readying corporate treasury management for instant payments
- Refreshment Break
- SoftPoS: revolutionising payment acceptance
- Streamlining cross-border rails: cost, transparency, speed and accessibility
- Taking Europe's instant payments to the next stage
- Taking open banking payments further: overcoming the barriers
- Tapping the value of ISO 20022 enriched data: the commercial opportunities
- The future of analytics and data sharing in counter fraud
- The future of central and commercial bank digital currencies
- The future of POS finance
- The instant payments mandate: the implications for bank strategies
- The next evolution of embedded payments
- The Regulated Liability Network: exploring the vision
- The transformative potential of Digital IDs in payments
- Towards a seamless end-to-end payment journey
- Treating the customer as a real person
9:45 AM - 10:05 AM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:50 AM - 12:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:00 PM - 12:20 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:05 PM - 12:25 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:15 PM - 12:30 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:50 PM - 3:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:55 PM - 3:15 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:45 PM - 5:05 PM | Advisory session Advisory session |
9:50 AM - 10:10 AM | Advisory Session Advisory session |
6:00 PM - 8:00 PM | After Party Networking |
2:15 PM - 2:30 PM | AI and financial crime Keynote address |
11:20 AM - 11:40 AM | APP fraud: a regulatory perspective Keynote address |
11:40 AM - 12:20 PM | APP fraud: mapping the strategies for prevention -The latest on APP fraud liability: what will be required of banks and PSPs in the EU versus the UK?
-Understanding the potential impact of the reimbursement model: how should banks adapt to the new costs?
-How can banks effectively map strategies for APP prevention and minimise the cost of compliance?
-What role can behavioural, biometrics and customer profiling play in effectively tackling APP fraud?
-What do we know about the hot state that scammers put customer in: and how can this be used to inform customer education and nudges?
-Confirmation of Payee: how far will the mandate to verify IBAN numbers help stem the tide of APP fraud?
-Social media, online marketplaces, text: through what channels do APP scams typically occur?
-Tackling social media transfers: what can banks do to add additional protection on less secure channels?
-How could a holistic approach across telcos, social media, and FS tackle APP fraud at its source?
-Collaborating within the industry: what more can the industry do in sharing data to tackle APP fraud? Panel discussion |
9:00 AM - 9:05 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
9:15 AM - 9:20 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:30 AM - 11:35 AM | Chair's opening remarks Opening remarks |
10:10 AM - 10:45 AM | Charting the evolution of the payment ecosystem -Reimagining the customer payment journey: what does the future hold for seamless experiences?
-The rise of alternative payment methods: how should business models adapt to a less card-dominated future?
-The next phase of open banking payment commercialisation: what are the barriers still to overcome?
-Competing effectively in the digital wallet space: how must organisations adapt to a new digital ecosystem?
-Enhancing payment propositions: how can acquirers effectively differentiate and add value for merchants?
-Reducing cost of payment: how can merchants streamline operations while maintaining excellent experiences?
-The new data economy: unlocking the revenue opportunities of enriched data for banks and corporates
-How will the rise of digital currencies and DLT shake up the future payments value chain? Leaders' forum |
12:20 PM - 12:45 PM | Charting the future of AI in payments: from automation to orchestration -Increasing payment efficiency: how can AI-driven automation streamline core payment operations?
-Intelligent routing and orchestration: how can AI minimise failure rates and optimise payment flows?
-Leveraging AI for real-time Counter-fraud and KYC: what are the prerequisites for success?
-Unlocking the value of payment data: where can AI-powered analytics make the biggest difference? Fireside chat |
9:35 AM - 9:50 AM | Collaboration to control risks in a digitizing world Keynote address |
12:20 PM - 12:40 PM | Defrauding AI-powered fraudsters with AI Advisory session |
3:10 PM - 3:30 PM | Enhancing payment propositions: the future of value-added services for merchants -E-wallets, mobile and in store: how can acquirers support merchants with multiple payment options?
-How can online payments dashboards be improved to enhance the merchant experience?
-Actionable business insights: how can acquirers enhance their reporting and analysis offerings?
-How can a better grasp of customer behaviour help identify trends and hone sales strategies?
-How can acquirers unlock new revenue streams for merchants via frictionless financing offerings? Fireside chat |
2:30 PM - 2:50 PM | Ensuring digital operational resilience #NAME? Interview |
11:40 AM - 12:15 PM | Fraud risk versus abandonment risk: finding the right balance -Balancing conversion, customer experience, fraud risk and compliance: the key considerations
-New payment methods: how should merchants strategically assess the benefits and risks?
-Dealing with false declines: how can merchants build more accurate and contextual fraud tools? Panel discussion |
2:50 PM - 3:20 PM | Future of AI and counter fraud -What are the limitations of existing rules-based counter fraud tools?
-From real-time detection to reduced false positive rates: what are the key advantages of AI tools?
-How can banks address the data maturity requirements necessary for AI accuracy?
-Managing the reputational risks: how can banks ensure AI/ML tools act ethically, avoiding biases?
-How can banks ensure AI/ML decision -making is transparent to build trust and facilitate human oversight? Fireside chat |
2:35 PM - 2:55 PM | Harnessing cloud in your payment modernisation journey -Assessing the benefits of cloud in modernising payments: from cost efficiencies to resilience
-How should banks assess the suitability of cloud for different payment infrastructure needs?
-Assessing the key outcomes: from performance and network latency to security and compliance
-From real-time to ISO 20022: how can cloud-native integrations aid the adoption of new standards?
-How can cloud increase agility and time to market for digital payments solutions? Fireside chat |
12:25 PM - 1:00 PM | Keeping pace with the evolution of the payment wallet landscape -Challenging BigTech and card dominance: how are bank-led wallet initiatives stepping up to compete?
-Building commercially successful wallet propositions: what lessons can be learnt from propositions globally?
-How can digital wallet solutions add value at the point of payment? From BNPL to integrated loyalty schemes
-Towards a digital currency future: will digital wallets lay the foundation for the next evolution of money? Fireside chat |
11:20 AM - 11:40 AM | Leveraging ISO 20022: enriched data in action Keynote address |
12:30 PM - 1:00 PM | Loyalty programmes: unlocking the potential -What are the commercial advantages for merchants of payment-linked loyalty schemes?
-How can payment-linked data help merchants to gain greater insight into customer preferences?
-What forms of hyper-personalisation could payment-linked schemes unlock?
-How should AI and analytics best be leveraged to maximise ROI from payment-linked schemes?
-Selecting the right partner for your business: what are the key considerations for merchants?
-Is card-linked loyalty the key to banks monetising data and competing with alternative payments?
-What role could open banking play in the next evolution of payment-linked loyalty schemes? Panel discussion |
12:50 PM - 2:15 PM | Lunch Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1:00 PM - 2:15 PM | Lunch Networking |
12:10 PM - 12:30 PM | Making subscriptions and recurring payments seamless: laying the foundations -Delivering a superb subscription experience: what are customers looking for in today’s market?
-From pre-dunning to automatic retries: strategies for minimising failure rates, chargebacks and churn
-What are the key considerations for merchants when selecting a subscription management provider?
-To what extent are dynamic recurring payments or VRPs set to transform subscription payments? Fireside chat |
3:15 PM - 3:55 PM | Modernising core payment systems: transformation for the long term -How should legacy infrastructure be modernised to keep pace with BigTech and cloud-native challengers?
-How can banks build architecture that can seamlessly scale while maintaining performance and reliability?
-From ISO 20022 to instant payments: building flexible architectures that can adapt to changing standards
-Managing total cost of ownership: where can banks find the quick wins in modernising technology stacks?
-How can banks best leverage orchestration layers to create agile micro service-based architectures?
-Overcoming complexity and silos: are payment hubs key to ensuring enterprise-wide payment visibility?
-Keeping the customer in mind: building APIs and open architecture interfaces that provide seamless UX
-How should banks prioritise and enhance availability, resilience and security through their modernisation? Panel discussion |
2:30 PM - 2:50 PM | Nextgen biometrics: from authentication to advanced behavioural profiling -Voice, face, fingerprint and iris: to what extent can biometrics transform authentication and KYC?
-How can banks unlock the potential of biometric and behavioural indicators in counter fraud?
-How can biometrics be leveraged to counter bots, Remote Access Trojans and aggregated attacks?
-How can banks identify the right mix of biometric and traditional indicators for different fraud types?
-Data privacy and compliance: what are the responsible limits to the use of customer data? Fireside chat |
10:05 AM - 10:45 AM | Open payments innovation: the business use cases -Marketplaces, automated refunds and payouts: how can API-driven solutions streamline payments for businesses?
-How can open API’s enhance corporate treasury management? From automating tasks to optimizing critical processes
-Assessing the benefits of open payments for merchants: from reducing costs and fraud risk, to improved liquidity management
-What are the advantages of VRPs over direct debits? From reduced failure rates to increased ease of subscription management
-From SPAA-style data sharing to API-driven innovation: what’s next for open payments business models? Panel discussion |
3:30 PM - 4:00 PM | Optimising orchestration: understanding the priorities -Reducing declines through intelligent routing: what does best practice in orchestration look like?
-Managing margins: how can orchestrators enable merchants to navigate global acquiring rates?
-How can merchants harness orchestration to adapt to the growing diversity of payment methods?
-Payment localisation: to what extent is localisation essential for successful international expansion?
-How can orchestration be leveraged to enhance the ease of omnichannel commerce?
-Reporting and analytics: how can orchestrators provide insights that do more for merchants?
-How can orchestrators help merchants to reduce the complexity of marketplace payments?
-Increasing agility: how can orchestration help to adapt payment mixes in an ever-changing market? Panel discussion |
2:15 PM - 2:35 PM | Project Rialto: enhancing cross border payments using wholesale CBDC Keynote address |
9:05 AM - 9:20 AM | PSR and PSD3: the next phase of open payments Keynote address |
5:05 PM - 5:30 PM | Readying corporate treasury management for instant payments -Assessing the challenges: how is the rise of instant payments set to pose new difficulties for corporate treasurers?
-Achieving real-time reporting: how can corporates achieve real-time cash flow visibility and accurate forecasting?
-Automating treasury management: how can API and ERP integrations help treasurers keep pace with instant payments?
-How can transaction banks provide solutions that address the needs of clients in an increasingly real-time landscape? Fireside chat |
10:45 AM - 11:20 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
10:45 AM - 11:30 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:00 PM - 4:30 PM | Refreshment Break Networking |
2:15 PM - 2:30 PM | SoftPoS: revolutionising payment acceptance Keynote address |
2:15 PM - 2:35 PM | Streamlining cross-border rails: cost, transparency, speed and accessibility -Cost, transparency, speed, and accessibility: how far are we towards achieving the G20 roadmap goals?
-From data security to API harmonisation: what are the biggest hurdles to seamless global payments today?
-How far are legacy payment technology, data, and messaging standards still a barrier?
-To what extent will the migration to ISO 20022 simplify cross-border payments?
-What role will CBDCs and the regulated liability network play in streamlining cross-border payments? Fireside chat |
4:30 PM - 4:45 PM | Taking Europe's instant payments to the next stage Keynote address |
9:20 AM - 9:45 AM | Taking open banking payments further: overcoming the barriers -Shifting from a compliance-driven to a commercially driven open banking ecosystem: where are we on the journey?
-Providing payments choice to merchants: how can open banking payments compete effectively with interchange pricing?
-How can open banking providers build engaging digital user interfaces to elevate user experience and encourage uptake?
-How can payment providers replicate purchase protections and dispute mechanisms in a non-card landscape?
-Building a default renumeration model: to what extent does the SPAA offer a viable commercial model to all parties?
-JROC and the Future Entity for open banking: where is the UK currently at in developing a sustainable commercial model?
-Alternatives to current funding models: how might banks recoup the costs of payment in a future commercial model?
-Exploring future revenue streams for open banking payments: towards an open data economy Fireside chat |
11:40 AM - 12:00 PM | Tapping the value of ISO 20022 enriched data: the commercial opportunities -Streamlining payments: how can enriched data help improve STP and reduce processing time?
-Counter fraud: how can enhanced fraud data (EFD) be leveraged in banks’ Counter-fraud strategies?
-Personalised offers: how can enriched data be used to identify individual behaviours and needs?
-Corporate services: what value-adding insights and microservices could enriched data unlock?
-Leveraging AI: is this the key to extracting actionable and value-adding insights from enriched data? Fireside chat |
3:20 PM - 4:00 PM | The future of analytics and data sharing in counter fraud -The EBA’s FPAD initative: will it prove a game changer in fraud prevention for European banks?
-Leveraging ISO 20022’s enhanced fraud data: how can banks make the most of new structured data?
-Making the most of new indicators: what new data sources can and should banks be leveraging?
-Optimising fraud analytics for instant payments: how can the industry achieve real-time detection?
-Advanced analytics and AI: how is AI set to transform real-time fraud detection?
-Power in collaboration: how are banks breaking new ground in counter fraud information sharing?
-Taking industry collaboration further: what can FS learn from best practices in other sectors? Panel discussion |
2:55 PM - 3:30 PM | The future of central and commercial bank digital currencies -The global picture: which central banks are spearheading the development of CBDCs and what can be learnt?
-European payments sovereignty: how much will the digital euro reduce reliance on card schemes and BigTech?
-The threat to bank deposits: how can bank funding and financial stability best be safeguarded?
-Promoting further private and public sector collaboration on digital currencies: what more needs to be done?
-The Regulated Liability Network: to what extent will the shared ledger mitigate bank disintermediation risk?
-The future of commercial bank digital money: the use cases across retail, wholesale, cross border and settlement
-Covering the cost of digital currency provision: from merchant charges to cross-subsidisation
-Defining your digital money strategy: what are the new service opportunities and when is the time to invest? Panel discussion |
11:30 AM - 11:50 AM | The future of POS finance -How can merchants identify the best POS financing options for them: assessing the costs and benefits
-The advantages of a multi-lender platform: how can choice in financing provider benefit merchants?
-Lending at speed: how can credit risk be rapidly assessed using AI and open data sources?
-How can financing options be tailored to purchasing behaviour, financing needs and preferences?
-Bringing BNPL in store: how significant is the commercial opportunity and what are the barriers? Fireside chat |
5:30 PM - 6:00 PM | The instant payments mandate: the implications for bank strategies -The EU instant payments mandate: what will compliance require and how should banks prepare?
-From batch based to instant settlement: what new demands will the mandate place on treasury teams?
-Confirmation of Payee and sanctions screening: how can banks ensure they fulfil their obligations under the mandate?
-How should banks equalise charges for instant and non-instant payments and what scope is there for differentiation?
-Assessing the impact of year-round, 24/7 instant payments: how can banks effectively mitigate the costs?
-The European Payments Initiative: do the benefits of the instant payments scheme outweigh the risks?
-Improving instant payment offerings: how can banks use the mandate as an opportunity to innovate? Panel discussion |
11:20 AM - 11:40 AM | The next evolution of embedded payments Interview |
2:35 PM - 2:55 PM | The Regulated Liability Network: exploring the vision Keynote address |
11:35 AM - 12:05 PM | The transformative potential of Digital IDs in payments -The latest insights from Nobid’s large-scale pilot: where are we now and what are The lessons learned so far?
-The potential for ecommerce and retail: how are digital IDs set to transform payments instore and online?
-Bank strategy impacts: will offering integrated digital ID and payment solutions become a key differentiator?
-Integrating digital ID and payments seamlessly: how can providers stand out amongst Competing solutions? Fireside chat |
12:30 PM - 1:00 PM | Towards a seamless end-to-end payment journey -From RFID to biometric payments: how are merchants reimagining instore checkout?
-Optimising online payments: how can merchants achieve frictionless one-click payments?
-From browsing to basket: how can merchants reduce friction in the pre-payment journey?
-How can payments be streamlined by retaining customer data and pre-populating forms?
-Achieving frictionless mobile payments: how should merchants optimise checkout for mobile?
-How far can conversion be enhanced by providing preferred payment methods?
-Reimagining the payment journey: what does the future hold for seamless experiences? Panel discussion |
9:20 AM - 9:35 AM | Treating the customer as a real person Keynote address |
- Advisory session
- Advisory Session
- After Party
- AI and financial crime
- APP fraud: a regulatory perspective
- APP fraud: mapping the strategies for prevention
- Chair's opening remarks
- Charting the evolution of the payment ecosystem
- Charting the future of AI in payments: from automation to orchestration
- Collaboration to control risks in a digitizing world
- Defrauding AI-powered fraudsters with AI
- Enhancing payment propositions: the future of value-added services for merchants
- Ensuring digital operational resilience
- Fraud risk versus abandonment risk: finding the right balance
- Future of AI and counter fraud
- Harnessing cloud in your payment modernisation journey
- Keeping pace with the evolution of the payment wallet landscape
- Leveraging ISO 20022: enriched data in action
- Loyalty programmes: unlocking the potential
- Lunch
- Making subscriptions and recurring payments seamless: laying the foundations
- Modernising core payment systems: transformation for the long term
- Nextgen biometrics: from authentication to advanced behavioural profiling
- Open payments innovation: the business use cases
- Optimising orchestration: understanding the priorities
- Project Rialto: enhancing cross border payments using wholesale CBDC
- PSR and PSD3: the next phase of open payments
- Readying corporate treasury management for instant payments
- Refreshment Break
- SoftPoS: revolutionising payment acceptance
- Streamlining cross-border rails: cost, transparency, speed and accessibility
- Taking Europe's instant payments to the next stage
- Taking open banking payments further: overcoming the barriers
- Tapping the value of ISO 20022 enriched data: the commercial opportunities
- The future of analytics and data sharing in counter fraud
- The future of central and commercial bank digital currencies
- The future of POS finance
- The instant payments mandate: the implications for bank strategies
- The next evolution of embedded payments
- The Regulated Liability Network: exploring the vision
- The transformative potential of Digital IDs in payments
- Towards a seamless end-to-end payment journey
- Treating the customer as a real person
9:45 AM - 10:05 AM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:50 AM - 12:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:00 PM - 12:20 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:05 PM - 12:25 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:15 PM - 12:30 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:50 PM - 3:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:55 PM - 3:15 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:45 PM - 5:05 PM | Advisory session Advisory session |
9:50 AM - 10:10 AM | Advisory Session Advisory session |
6:00 PM - 8:00 PM | After Party Networking |
2:15 PM - 2:30 PM | AI and financial crime Keynote address |
11:20 AM - 11:40 AM | APP fraud: a regulatory perspective Keynote address |
11:40 AM - 12:20 PM | APP fraud: mapping the strategies for prevention -The latest on APP fraud liability: what will be required of banks and PSPs in the EU versus the UK?
-Understanding the potential impact of the reimbursement model: how should banks adapt to the new costs?
-How can banks effectively map strategies for APP prevention and minimise the cost of compliance?
-What role can behavioural, biometrics and customer profiling play in effectively tackling APP fraud?
-What do we know about the hot state that scammers put customer in: and how can this be used to inform customer education and nudges?
-Confirmation of Payee: how far will the mandate to verify IBAN numbers help stem the tide of APP fraud?
-Social media, online marketplaces, text: through what channels do APP scams typically occur?
-Tackling social media transfers: what can banks do to add additional protection on less secure channels?
-How could a holistic approach across telcos, social media, and FS tackle APP fraud at its source?
-Collaborating within the industry: what more can the industry do in sharing data to tackle APP fraud? Panel discussion |
9:00 AM - 9:05 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
9:15 AM - 9:20 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:30 AM - 11:35 AM | Chair's opening remarks Opening remarks |
10:10 AM - 10:45 AM | Charting the evolution of the payment ecosystem -Reimagining the customer payment journey: what does the future hold for seamless experiences?
-The rise of alternative payment methods: how should business models adapt to a less card-dominated future?
-The next phase of open banking payment commercialisation: what are the barriers still to overcome?
-Competing effectively in the digital wallet space: how must organisations adapt to a new digital ecosystem?
-Enhancing payment propositions: how can acquirers effectively differentiate and add value for merchants?
-Reducing cost of payment: how can merchants streamline operations while maintaining excellent experiences?
-The new data economy: unlocking the revenue opportunities of enriched data for banks and corporates
-How will the rise of digital currencies and DLT shake up the future payments value chain? Leaders' forum |
12:20 PM - 12:45 PM | Charting the future of AI in payments: from automation to orchestration -Increasing payment efficiency: how can AI-driven automation streamline core payment operations?
-Intelligent routing and orchestration: how can AI minimise failure rates and optimise payment flows?
-Leveraging AI for real-time Counter-fraud and KYC: what are the prerequisites for success?
-Unlocking the value of payment data: where can AI-powered analytics make the biggest difference? Fireside chat |
9:35 AM - 9:50 AM | Collaboration to control risks in a digitizing world Keynote address |
12:20 PM - 12:40 PM | Defrauding AI-powered fraudsters with AI Advisory session |
3:10 PM - 3:30 PM | Enhancing payment propositions: the future of value-added services for merchants -E-wallets, mobile and in store: how can acquirers support merchants with multiple payment options?
-How can online payments dashboards be improved to enhance the merchant experience?
-Actionable business insights: how can acquirers enhance their reporting and analysis offerings?
-How can a better grasp of customer behaviour help identify trends and hone sales strategies?
-How can acquirers unlock new revenue streams for merchants via frictionless financing offerings? Fireside chat |
2:30 PM - 2:50 PM | Ensuring digital operational resilience #NAME? Interview |
11:40 AM - 12:15 PM | Fraud risk versus abandonment risk: finding the right balance -Balancing conversion, customer experience, fraud risk and compliance: the key considerations
-New payment methods: how should merchants strategically assess the benefits and risks?
-Dealing with false declines: how can merchants build more accurate and contextual fraud tools? Panel discussion |
2:50 PM - 3:20 PM | Future of AI and counter fraud -What are the limitations of existing rules-based counter fraud tools?
-From real-time detection to reduced false positive rates: what are the key advantages of AI tools?
-How can banks address the data maturity requirements necessary for AI accuracy?
-Managing the reputational risks: how can banks ensure AI/ML tools act ethically, avoiding biases?
-How can banks ensure AI/ML decision -making is transparent to build trust and facilitate human oversight? Fireside chat |
2:35 PM - 2:55 PM | Harnessing cloud in your payment modernisation journey -Assessing the benefits of cloud in modernising payments: from cost efficiencies to resilience
-How should banks assess the suitability of cloud for different payment infrastructure needs?
-Assessing the key outcomes: from performance and network latency to security and compliance
-From real-time to ISO 20022: how can cloud-native integrations aid the adoption of new standards?
-How can cloud increase agility and time to market for digital payments solutions? Fireside chat |
12:25 PM - 1:00 PM | Keeping pace with the evolution of the payment wallet landscape -Challenging BigTech and card dominance: how are bank-led wallet initiatives stepping up to compete?
-Building commercially successful wallet propositions: what lessons can be learnt from propositions globally?
-How can digital wallet solutions add value at the point of payment? From BNPL to integrated loyalty schemes
-Towards a digital currency future: will digital wallets lay the foundation for the next evolution of money? Fireside chat |
11:20 AM - 11:40 AM | Leveraging ISO 20022: enriched data in action Keynote address |
12:30 PM - 1:00 PM | Loyalty programmes: unlocking the potential -What are the commercial advantages for merchants of payment-linked loyalty schemes?
-How can payment-linked data help merchants to gain greater insight into customer preferences?
-What forms of hyper-personalisation could payment-linked schemes unlock?
-How should AI and analytics best be leveraged to maximise ROI from payment-linked schemes?
-Selecting the right partner for your business: what are the key considerations for merchants?
-Is card-linked loyalty the key to banks monetising data and competing with alternative payments?
-What role could open banking play in the next evolution of payment-linked loyalty schemes? Panel discussion |
12:50 PM - 2:15 PM | Lunch Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1:00 PM - 2:15 PM | Lunch Networking |
12:10 PM - 12:30 PM | Making subscriptions and recurring payments seamless: laying the foundations -Delivering a superb subscription experience: what are customers looking for in today’s market?
-From pre-dunning to automatic retries: strategies for minimising failure rates, chargebacks and churn
-What are the key considerations for merchants when selecting a subscription management provider?
-To what extent are dynamic recurring payments or VRPs set to transform subscription payments? Fireside chat |
3:15 PM - 3:55 PM | Modernising core payment systems: transformation for the long term -How should legacy infrastructure be modernised to keep pace with BigTech and cloud-native challengers?
-How can banks build architecture that can seamlessly scale while maintaining performance and reliability?
-From ISO 20022 to instant payments: building flexible architectures that can adapt to changing standards
-Managing total cost of ownership: where can banks find the quick wins in modernising technology stacks?
-How can banks best leverage orchestration layers to create agile micro service-based architectures?
-Overcoming complexity and silos: are payment hubs key to ensuring enterprise-wide payment visibility?
-Keeping the customer in mind: building APIs and open architecture interfaces that provide seamless UX
-How should banks prioritise and enhance availability, resilience and security through their modernisation? Panel discussion |
2:30 PM - 2:50 PM | Nextgen biometrics: from authentication to advanced behavioural profiling -Voice, face, fingerprint and iris: to what extent can biometrics transform authentication and KYC?
-How can banks unlock the potential of biometric and behavioural indicators in counter fraud?
-How can biometrics be leveraged to counter bots, Remote Access Trojans and aggregated attacks?
-How can banks identify the right mix of biometric and traditional indicators for different fraud types?
-Data privacy and compliance: what are the responsible limits to the use of customer data? Fireside chat |
10:05 AM - 10:45 AM | Open payments innovation: the business use cases -Marketplaces, automated refunds and payouts: how can API-driven solutions streamline payments for businesses?
-How can open API’s enhance corporate treasury management? From automating tasks to optimizing critical processes
-Assessing the benefits of open payments for merchants: from reducing costs and fraud risk, to improved liquidity management
-What are the advantages of VRPs over direct debits? From reduced failure rates to increased ease of subscription management
-From SPAA-style data sharing to API-driven innovation: what’s next for open payments business models? Panel discussion |
3:30 PM - 4:00 PM | Optimising orchestration: understanding the priorities -Reducing declines through intelligent routing: what does best practice in orchestration look like?
-Managing margins: how can orchestrators enable merchants to navigate global acquiring rates?
-How can merchants harness orchestration to adapt to the growing diversity of payment methods?
-Payment localisation: to what extent is localisation essential for successful international expansion?
-How can orchestration be leveraged to enhance the ease of omnichannel commerce?
-Reporting and analytics: how can orchestrators provide insights that do more for merchants?
-How can orchestrators help merchants to reduce the complexity of marketplace payments?
-Increasing agility: how can orchestration help to adapt payment mixes in an ever-changing market? Panel discussion |
2:15 PM - 2:35 PM | Project Rialto: enhancing cross border payments using wholesale CBDC Keynote address |
9:05 AM - 9:20 AM | PSR and PSD3: the next phase of open payments Keynote address |
5:05 PM - 5:30 PM | Readying corporate treasury management for instant payments -Assessing the challenges: how is the rise of instant payments set to pose new difficulties for corporate treasurers?
-Achieving real-time reporting: how can corporates achieve real-time cash flow visibility and accurate forecasting?
-Automating treasury management: how can API and ERP integrations help treasurers keep pace with instant payments?
-How can transaction banks provide solutions that address the needs of clients in an increasingly real-time landscape? Fireside chat |
10:45 AM - 11:20 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
10:45 AM - 11:30 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:00 PM - 4:30 PM | Refreshment Break Networking |
2:15 PM - 2:30 PM | SoftPoS: revolutionising payment acceptance Keynote address |
2:15 PM - 2:35 PM | Streamlining cross-border rails: cost, transparency, speed and accessibility -Cost, transparency, speed, and accessibility: how far are we towards achieving the G20 roadmap goals?
-From data security to API harmonisation: what are the biggest hurdles to seamless global payments today?
-How far are legacy payment technology, data, and messaging standards still a barrier?
-To what extent will the migration to ISO 20022 simplify cross-border payments?
-What role will CBDCs and the regulated liability network play in streamlining cross-border payments? Fireside chat |
4:30 PM - 4:45 PM | Taking Europe's instant payments to the next stage Keynote address |
9:20 AM - 9:45 AM | Taking open banking payments further: overcoming the barriers -Shifting from a compliance-driven to a commercially driven open banking ecosystem: where are we on the journey?
-Providing payments choice to merchants: how can open banking payments compete effectively with interchange pricing?
-How can open banking providers build engaging digital user interfaces to elevate user experience and encourage uptake?
-How can payment providers replicate purchase protections and dispute mechanisms in a non-card landscape?
-Building a default renumeration model: to what extent does the SPAA offer a viable commercial model to all parties?
-JROC and the Future Entity for open banking: where is the UK currently at in developing a sustainable commercial model?
-Alternatives to current funding models: how might banks recoup the costs of payment in a future commercial model?
-Exploring future revenue streams for open banking payments: towards an open data economy Fireside chat |
11:40 AM - 12:00 PM | Tapping the value of ISO 20022 enriched data: the commercial opportunities -Streamlining payments: how can enriched data help improve STP and reduce processing time?
-Counter fraud: how can enhanced fraud data (EFD) be leveraged in banks’ Counter-fraud strategies?
-Personalised offers: how can enriched data be used to identify individual behaviours and needs?
-Corporate services: what value-adding insights and microservices could enriched data unlock?
-Leveraging AI: is this the key to extracting actionable and value-adding insights from enriched data? Fireside chat |
3:20 PM - 4:00 PM | The future of analytics and data sharing in counter fraud -The EBA’s FPAD initative: will it prove a game changer in fraud prevention for European banks?
-Leveraging ISO 20022’s enhanced fraud data: how can banks make the most of new structured data?
-Making the most of new indicators: what new data sources can and should banks be leveraging?
-Optimising fraud analytics for instant payments: how can the industry achieve real-time detection?
-Advanced analytics and AI: how is AI set to transform real-time fraud detection?
-Power in collaboration: how are banks breaking new ground in counter fraud information sharing?
-Taking industry collaboration further: what can FS learn from best practices in other sectors? Panel discussion |
2:55 PM - 3:30 PM | The future of central and commercial bank digital currencies -The global picture: which central banks are spearheading the development of CBDCs and what can be learnt?
-European payments sovereignty: how much will the digital euro reduce reliance on card schemes and BigTech?
-The threat to bank deposits: how can bank funding and financial stability best be safeguarded?
-Promoting further private and public sector collaboration on digital currencies: what more needs to be done?
-The Regulated Liability Network: to what extent will the shared ledger mitigate bank disintermediation risk?
-The future of commercial bank digital money: the use cases across retail, wholesale, cross border and settlement
-Covering the cost of digital currency provision: from merchant charges to cross-subsidisation
-Defining your digital money strategy: what are the new service opportunities and when is the time to invest? Panel discussion |
11:30 AM - 11:50 AM | The future of POS finance -How can merchants identify the best POS financing options for them: assessing the costs and benefits
-The advantages of a multi-lender platform: how can choice in financing provider benefit merchants?
-Lending at speed: how can credit risk be rapidly assessed using AI and open data sources?
-How can financing options be tailored to purchasing behaviour, financing needs and preferences?
-Bringing BNPL in store: how significant is the commercial opportunity and what are the barriers? Fireside chat |
5:30 PM - 6:00 PM | The instant payments mandate: the implications for bank strategies -The EU instant payments mandate: what will compliance require and how should banks prepare?
-From batch based to instant settlement: what new demands will the mandate place on treasury teams?
-Confirmation of Payee and sanctions screening: how can banks ensure they fulfil their obligations under the mandate?
-How should banks equalise charges for instant and non-instant payments and what scope is there for differentiation?
-Assessing the impact of year-round, 24/7 instant payments: how can banks effectively mitigate the costs?
-The European Payments Initiative: do the benefits of the instant payments scheme outweigh the risks?
-Improving instant payment offerings: how can banks use the mandate as an opportunity to innovate? Panel discussion |
11:20 AM - 11:40 AM | The next evolution of embedded payments Interview |
2:35 PM - 2:55 PM | The Regulated Liability Network: exploring the vision Keynote address |
11:35 AM - 12:05 PM | The transformative potential of Digital IDs in payments -The latest insights from Nobid’s large-scale pilot: where are we now and what are The lessons learned so far?
-The potential for ecommerce and retail: how are digital IDs set to transform payments instore and online?
-Bank strategy impacts: will offering integrated digital ID and payment solutions become a key differentiator?
-Integrating digital ID and payments seamlessly: how can providers stand out amongst Competing solutions? Fireside chat |
12:30 PM - 1:00 PM | Towards a seamless end-to-end payment journey -From RFID to biometric payments: how are merchants reimagining instore checkout?
-Optimising online payments: how can merchants achieve frictionless one-click payments?
-From browsing to basket: how can merchants reduce friction in the pre-payment journey?
-How can payments be streamlined by retaining customer data and pre-populating forms?
-Achieving frictionless mobile payments: how should merchants optimise checkout for mobile?
-How far can conversion be enhanced by providing preferred payment methods?
-Reimagining the payment journey: what does the future hold for seamless experiences? Panel discussion |
9:20 AM - 9:35 AM | Treating the customer as a real person Keynote address |
- Advisory session
- Advisory Session
- After Party
- AI and financial crime
- APP fraud: a regulatory perspective
- APP fraud: mapping the strategies for prevention
- Chair's opening remarks
- Charting the evolution of the payment ecosystem
- Charting the future of AI in payments: from automation to orchestration
- Collaboration to control risks in a digitizing world
- Defrauding AI-powered fraudsters with AI
- Enhancing payment propositions: the future of value-added services for merchants
- Ensuring digital operational resilience
- Fraud risk versus abandonment risk: finding the right balance
- Future of AI and counter fraud
- Harnessing cloud in your payment modernisation journey
- Keeping pace with the evolution of the payment wallet landscape
- Leveraging ISO 20022: enriched data in action
- Loyalty programmes: unlocking the potential
- Lunch
- Making subscriptions and recurring payments seamless: laying the foundations
- Modernising core payment systems: transformation for the long term
- Nextgen biometrics: from authentication to advanced behavioural profiling
- Open payments innovation: the business use cases
- Optimising orchestration: understanding the priorities
- Project Rialto: enhancing cross border payments using wholesale CBDC
- PSR and PSD3: the next phase of open payments
- Readying corporate treasury management for instant payments
- Refreshment Break
- SoftPoS: revolutionising payment acceptance
- Streamlining cross-border rails: cost, transparency, speed and accessibility
- Taking Europe's instant payments to the next stage
- Taking open banking payments further: overcoming the barriers
- Tapping the value of ISO 20022 enriched data: the commercial opportunities
- The future of analytics and data sharing in counter fraud
- The future of central and commercial bank digital currencies
- The future of POS finance
- The instant payments mandate: the implications for bank strategies
- The next evolution of embedded payments
- The Regulated Liability Network: exploring the vision
- The transformative potential of Digital IDs in payments
- Towards a seamless end-to-end payment journey
- Treating the customer as a real person
9:45 AM - 10:05 AM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:50 AM - 12:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:00 PM - 12:20 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:05 PM - 12:25 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:15 PM - 12:30 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:50 PM - 3:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:55 PM - 3:15 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:45 PM - 5:05 PM | Advisory session Advisory session |
9:50 AM - 10:10 AM | Advisory Session Advisory session |
6:00 PM - 8:00 PM | After Party Networking |
2:15 PM - 2:30 PM | AI and financial crime Keynote address |
11:20 AM - 11:40 AM | APP fraud: a regulatory perspective Keynote address |
11:40 AM - 12:20 PM | APP fraud: mapping the strategies for prevention -The latest on APP fraud liability: what will be required of banks and PSPs in the EU versus the UK?
-Understanding the potential impact of the reimbursement model: how should banks adapt to the new costs?
-How can banks effectively map strategies for APP prevention and minimise the cost of compliance?
-What role can behavioural, biometrics and customer profiling play in effectively tackling APP fraud?
-What do we know about the hot state that scammers put customer in: and how can this be used to inform customer education and nudges?
-Confirmation of Payee: how far will the mandate to verify IBAN numbers help stem the tide of APP fraud?
-Social media, online marketplaces, text: through what channels do APP scams typically occur?
-Tackling social media transfers: what can banks do to add additional protection on less secure channels?
-How could a holistic approach across telcos, social media, and FS tackle APP fraud at its source?
-Collaborating within the industry: what more can the industry do in sharing data to tackle APP fraud? Panel discussion |
9:00 AM - 9:05 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
9:15 AM - 9:20 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:30 AM - 11:35 AM | Chair's opening remarks Opening remarks |
10:10 AM - 10:45 AM | Charting the evolution of the payment ecosystem -Reimagining the customer payment journey: what does the future hold for seamless experiences?
-The rise of alternative payment methods: how should business models adapt to a less card-dominated future?
-The next phase of open banking payment commercialisation: what are the barriers still to overcome?
-Competing effectively in the digital wallet space: how must organisations adapt to a new digital ecosystem?
-Enhancing payment propositions: how can acquirers effectively differentiate and add value for merchants?
-Reducing cost of payment: how can merchants streamline operations while maintaining excellent experiences?
-The new data economy: unlocking the revenue opportunities of enriched data for banks and corporates
-How will the rise of digital currencies and DLT shake up the future payments value chain? Leaders' forum |
12:20 PM - 12:45 PM | Charting the future of AI in payments: from automation to orchestration -Increasing payment efficiency: how can AI-driven automation streamline core payment operations?
-Intelligent routing and orchestration: how can AI minimise failure rates and optimise payment flows?
-Leveraging AI for real-time Counter-fraud and KYC: what are the prerequisites for success?
-Unlocking the value of payment data: where can AI-powered analytics make the biggest difference? Fireside chat |
9:35 AM - 9:50 AM | Collaboration to control risks in a digitizing world Keynote address |
12:20 PM - 12:40 PM | Defrauding AI-powered fraudsters with AI Advisory session |
3:10 PM - 3:30 PM | Enhancing payment propositions: the future of value-added services for merchants -E-wallets, mobile and in store: how can acquirers support merchants with multiple payment options?
-How can online payments dashboards be improved to enhance the merchant experience?
-Actionable business insights: how can acquirers enhance their reporting and analysis offerings?
-How can a better grasp of customer behaviour help identify trends and hone sales strategies?
-How can acquirers unlock new revenue streams for merchants via frictionless financing offerings? Fireside chat |
2:30 PM - 2:50 PM | Ensuring digital operational resilience #NAME? Interview |
11:40 AM - 12:15 PM | Fraud risk versus abandonment risk: finding the right balance -Balancing conversion, customer experience, fraud risk and compliance: the key considerations
-New payment methods: how should merchants strategically assess the benefits and risks?
-Dealing with false declines: how can merchants build more accurate and contextual fraud tools? Panel discussion |
2:50 PM - 3:20 PM | Future of AI and counter fraud -What are the limitations of existing rules-based counter fraud tools?
-From real-time detection to reduced false positive rates: what are the key advantages of AI tools?
-How can banks address the data maturity requirements necessary for AI accuracy?
-Managing the reputational risks: how can banks ensure AI/ML tools act ethically, avoiding biases?
-How can banks ensure AI/ML decision -making is transparent to build trust and facilitate human oversight? Fireside chat |
2:35 PM - 2:55 PM | Harnessing cloud in your payment modernisation journey -Assessing the benefits of cloud in modernising payments: from cost efficiencies to resilience
-How should banks assess the suitability of cloud for different payment infrastructure needs?
-Assessing the key outcomes: from performance and network latency to security and compliance
-From real-time to ISO 20022: how can cloud-native integrations aid the adoption of new standards?
-How can cloud increase agility and time to market for digital payments solutions? Fireside chat |
12:25 PM - 1:00 PM | Keeping pace with the evolution of the payment wallet landscape -Challenging BigTech and card dominance: how are bank-led wallet initiatives stepping up to compete?
-Building commercially successful wallet propositions: what lessons can be learnt from propositions globally?
-How can digital wallet solutions add value at the point of payment? From BNPL to integrated loyalty schemes
-Towards a digital currency future: will digital wallets lay the foundation for the next evolution of money? Fireside chat |
11:20 AM - 11:40 AM | Leveraging ISO 20022: enriched data in action Keynote address |
12:30 PM - 1:00 PM | Loyalty programmes: unlocking the potential -What are the commercial advantages for merchants of payment-linked loyalty schemes?
-How can payment-linked data help merchants to gain greater insight into customer preferences?
-What forms of hyper-personalisation could payment-linked schemes unlock?
-How should AI and analytics best be leveraged to maximise ROI from payment-linked schemes?
-Selecting the right partner for your business: what are the key considerations for merchants?
-Is card-linked loyalty the key to banks monetising data and competing with alternative payments?
-What role could open banking play in the next evolution of payment-linked loyalty schemes? Panel discussion |
12:50 PM - 2:15 PM | Lunch Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1:00 PM - 2:15 PM | Lunch Networking |
12:10 PM - 12:30 PM | Making subscriptions and recurring payments seamless: laying the foundations -Delivering a superb subscription experience: what are customers looking for in today’s market?
-From pre-dunning to automatic retries: strategies for minimising failure rates, chargebacks and churn
-What are the key considerations for merchants when selecting a subscription management provider?
-To what extent are dynamic recurring payments or VRPs set to transform subscription payments? Fireside chat |
3:15 PM - 3:55 PM | Modernising core payment systems: transformation for the long term -How should legacy infrastructure be modernised to keep pace with BigTech and cloud-native challengers?
-How can banks build architecture that can seamlessly scale while maintaining performance and reliability?
-From ISO 20022 to instant payments: building flexible architectures that can adapt to changing standards
-Managing total cost of ownership: where can banks find the quick wins in modernising technology stacks?
-How can banks best leverage orchestration layers to create agile micro service-based architectures?
-Overcoming complexity and silos: are payment hubs key to ensuring enterprise-wide payment visibility?
-Keeping the customer in mind: building APIs and open architecture interfaces that provide seamless UX
-How should banks prioritise and enhance availability, resilience and security through their modernisation? Panel discussion |
2:30 PM - 2:50 PM | Nextgen biometrics: from authentication to advanced behavioural profiling -Voice, face, fingerprint and iris: to what extent can biometrics transform authentication and KYC?
-How can banks unlock the potential of biometric and behavioural indicators in counter fraud?
-How can biometrics be leveraged to counter bots, Remote Access Trojans and aggregated attacks?
-How can banks identify the right mix of biometric and traditional indicators for different fraud types?
-Data privacy and compliance: what are the responsible limits to the use of customer data? Fireside chat |
10:05 AM - 10:45 AM | Open payments innovation: the business use cases -Marketplaces, automated refunds and payouts: how can API-driven solutions streamline payments for businesses?
-How can open API’s enhance corporate treasury management? From automating tasks to optimizing critical processes
-Assessing the benefits of open payments for merchants: from reducing costs and fraud risk, to improved liquidity management
-What are the advantages of VRPs over direct debits? From reduced failure rates to increased ease of subscription management
-From SPAA-style data sharing to API-driven innovation: what’s next for open payments business models? Panel discussion |
3:30 PM - 4:00 PM | Optimising orchestration: understanding the priorities -Reducing declines through intelligent routing: what does best practice in orchestration look like?
-Managing margins: how can orchestrators enable merchants to navigate global acquiring rates?
-How can merchants harness orchestration to adapt to the growing diversity of payment methods?
-Payment localisation: to what extent is localisation essential for successful international expansion?
-How can orchestration be leveraged to enhance the ease of omnichannel commerce?
-Reporting and analytics: how can orchestrators provide insights that do more for merchants?
-How can orchestrators help merchants to reduce the complexity of marketplace payments?
-Increasing agility: how can orchestration help to adapt payment mixes in an ever-changing market? Panel discussion |
2:15 PM - 2:35 PM | Project Rialto: enhancing cross border payments using wholesale CBDC Keynote address |
9:05 AM - 9:20 AM | PSR and PSD3: the next phase of open payments Keynote address |
5:05 PM - 5:30 PM | Readying corporate treasury management for instant payments -Assessing the challenges: how is the rise of instant payments set to pose new difficulties for corporate treasurers?
-Achieving real-time reporting: how can corporates achieve real-time cash flow visibility and accurate forecasting?
-Automating treasury management: how can API and ERP integrations help treasurers keep pace with instant payments?
-How can transaction banks provide solutions that address the needs of clients in an increasingly real-time landscape? Fireside chat |
10:45 AM - 11:20 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
10:45 AM - 11:30 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:00 PM - 4:30 PM | Refreshment Break Networking |
2:15 PM - 2:30 PM | SoftPoS: revolutionising payment acceptance Keynote address |
2:15 PM - 2:35 PM | Streamlining cross-border rails: cost, transparency, speed and accessibility -Cost, transparency, speed, and accessibility: how far are we towards achieving the G20 roadmap goals?
-From data security to API harmonisation: what are the biggest hurdles to seamless global payments today?
-How far are legacy payment technology, data, and messaging standards still a barrier?
-To what extent will the migration to ISO 20022 simplify cross-border payments?
-What role will CBDCs and the regulated liability network play in streamlining cross-border payments? Fireside chat |
4:30 PM - 4:45 PM | Taking Europe's instant payments to the next stage Keynote address |
9:20 AM - 9:45 AM | Taking open banking payments further: overcoming the barriers -Shifting from a compliance-driven to a commercially driven open banking ecosystem: where are we on the journey?
-Providing payments choice to merchants: how can open banking payments compete effectively with interchange pricing?
-How can open banking providers build engaging digital user interfaces to elevate user experience and encourage uptake?
-How can payment providers replicate purchase protections and dispute mechanisms in a non-card landscape?
-Building a default renumeration model: to what extent does the SPAA offer a viable commercial model to all parties?
-JROC and the Future Entity for open banking: where is the UK currently at in developing a sustainable commercial model?
-Alternatives to current funding models: how might banks recoup the costs of payment in a future commercial model?
-Exploring future revenue streams for open banking payments: towards an open data economy Fireside chat |
11:40 AM - 12:00 PM | Tapping the value of ISO 20022 enriched data: the commercial opportunities -Streamlining payments: how can enriched data help improve STP and reduce processing time?
-Counter fraud: how can enhanced fraud data (EFD) be leveraged in banks’ Counter-fraud strategies?
-Personalised offers: how can enriched data be used to identify individual behaviours and needs?
-Corporate services: what value-adding insights and microservices could enriched data unlock?
-Leveraging AI: is this the key to extracting actionable and value-adding insights from enriched data? Fireside chat |
3:20 PM - 4:00 PM | The future of analytics and data sharing in counter fraud -The EBA’s FPAD initative: will it prove a game changer in fraud prevention for European banks?
-Leveraging ISO 20022’s enhanced fraud data: how can banks make the most of new structured data?
-Making the most of new indicators: what new data sources can and should banks be leveraging?
-Optimising fraud analytics for instant payments: how can the industry achieve real-time detection?
-Advanced analytics and AI: how is AI set to transform real-time fraud detection?
-Power in collaboration: how are banks breaking new ground in counter fraud information sharing?
-Taking industry collaboration further: what can FS learn from best practices in other sectors? Panel discussion |
2:55 PM - 3:30 PM | The future of central and commercial bank digital currencies -The global picture: which central banks are spearheading the development of CBDCs and what can be learnt?
-European payments sovereignty: how much will the digital euro reduce reliance on card schemes and BigTech?
-The threat to bank deposits: how can bank funding and financial stability best be safeguarded?
-Promoting further private and public sector collaboration on digital currencies: what more needs to be done?
-The Regulated Liability Network: to what extent will the shared ledger mitigate bank disintermediation risk?
-The future of commercial bank digital money: the use cases across retail, wholesale, cross border and settlement
-Covering the cost of digital currency provision: from merchant charges to cross-subsidisation
-Defining your digital money strategy: what are the new service opportunities and when is the time to invest? Panel discussion |
11:30 AM - 11:50 AM | The future of POS finance -How can merchants identify the best POS financing options for them: assessing the costs and benefits
-The advantages of a multi-lender platform: how can choice in financing provider benefit merchants?
-Lending at speed: how can credit risk be rapidly assessed using AI and open data sources?
-How can financing options be tailored to purchasing behaviour, financing needs and preferences?
-Bringing BNPL in store: how significant is the commercial opportunity and what are the barriers? Fireside chat |
5:30 PM - 6:00 PM | The instant payments mandate: the implications for bank strategies -The EU instant payments mandate: what will compliance require and how should banks prepare?
-From batch based to instant settlement: what new demands will the mandate place on treasury teams?
-Confirmation of Payee and sanctions screening: how can banks ensure they fulfil their obligations under the mandate?
-How should banks equalise charges for instant and non-instant payments and what scope is there for differentiation?
-Assessing the impact of year-round, 24/7 instant payments: how can banks effectively mitigate the costs?
-The European Payments Initiative: do the benefits of the instant payments scheme outweigh the risks?
-Improving instant payment offerings: how can banks use the mandate as an opportunity to innovate? Panel discussion |
11:20 AM - 11:40 AM | The next evolution of embedded payments Interview |
2:35 PM - 2:55 PM | The Regulated Liability Network: exploring the vision Keynote address |
11:35 AM - 12:05 PM | The transformative potential of Digital IDs in payments -The latest insights from Nobid’s large-scale pilot: where are we now and what are The lessons learned so far?
-The potential for ecommerce and retail: how are digital IDs set to transform payments instore and online?
-Bank strategy impacts: will offering integrated digital ID and payment solutions become a key differentiator?
-Integrating digital ID and payments seamlessly: how can providers stand out amongst Competing solutions? Fireside chat |
12:30 PM - 1:00 PM | Towards a seamless end-to-end payment journey -From RFID to biometric payments: how are merchants reimagining instore checkout?
-Optimising online payments: how can merchants achieve frictionless one-click payments?
-From browsing to basket: how can merchants reduce friction in the pre-payment journey?
-How can payments be streamlined by retaining customer data and pre-populating forms?
-Achieving frictionless mobile payments: how should merchants optimise checkout for mobile?
-How far can conversion be enhanced by providing preferred payment methods?
-Reimagining the payment journey: what does the future hold for seamless experiences? Panel discussion |
9:20 AM - 9:35 AM | Treating the customer as a real person Keynote address |
- Advisory session
- Advisory Session
- After Party
- AI and financial crime
- APP fraud: a regulatory perspective
- APP fraud: mapping the strategies for prevention
- Chair's opening remarks
- Charting the evolution of the payment ecosystem
- Charting the future of AI in payments: from automation to orchestration
- Collaboration to control risks in a digitizing world
- Defrauding AI-powered fraudsters with AI
- Enhancing payment propositions: the future of value-added services for merchants
- Ensuring digital operational resilience
- Fraud risk versus abandonment risk: finding the right balance
- Future of AI and counter fraud
- Harnessing cloud in your payment modernisation journey
- Keeping pace with the evolution of the payment wallet landscape
- Leveraging ISO 20022: enriched data in action
- Loyalty programmes: unlocking the potential
- Lunch
- Making subscriptions and recurring payments seamless: laying the foundations
- Modernising core payment systems: transformation for the long term
- Nextgen biometrics: from authentication to advanced behavioural profiling
- Open payments innovation: the business use cases
- Optimising orchestration: understanding the priorities
- Project Rialto: enhancing cross border payments using wholesale CBDC
- PSR and PSD3: the next phase of open payments
- Readying corporate treasury management for instant payments
- Refreshment Break
- SoftPoS: revolutionising payment acceptance
- Streamlining cross-border rails: cost, transparency, speed and accessibility
- Taking Europe's instant payments to the next stage
- Taking open banking payments further: overcoming the barriers
- Tapping the value of ISO 20022 enriched data: the commercial opportunities
- The future of analytics and data sharing in counter fraud
- The future of central and commercial bank digital currencies
- The future of POS finance
- The instant payments mandate: the implications for bank strategies
- The next evolution of embedded payments
- The Regulated Liability Network: exploring the vision
- The transformative potential of Digital IDs in payments
- Towards a seamless end-to-end payment journey
- Treating the customer as a real person
9:45 AM - 10:05 AM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:50 AM - 12:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:00 PM - 12:20 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:05 PM - 12:25 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:15 PM - 12:30 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:50 PM - 3:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:55 PM - 3:15 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:45 PM - 5:05 PM | Advisory session Advisory session |
9:50 AM - 10:10 AM | Advisory Session Advisory session |
6:00 PM - 8:00 PM | After Party Networking |
2:15 PM - 2:30 PM | AI and financial crime Keynote address |
11:20 AM - 11:40 AM | APP fraud: a regulatory perspective Keynote address |
11:40 AM - 12:20 PM | APP fraud: mapping the strategies for prevention -The latest on APP fraud liability: what will be required of banks and PSPs in the EU versus the UK?
-Understanding the potential impact of the reimbursement model: how should banks adapt to the new costs?
-How can banks effectively map strategies for APP prevention and minimise the cost of compliance?
-What role can behavioural, biometrics and customer profiling play in effectively tackling APP fraud?
-What do we know about the hot state that scammers put customer in: and how can this be used to inform customer education and nudges?
-Confirmation of Payee: how far will the mandate to verify IBAN numbers help stem the tide of APP fraud?
-Social media, online marketplaces, text: through what channels do APP scams typically occur?
-Tackling social media transfers: what can banks do to add additional protection on less secure channels?
-How could a holistic approach across telcos, social media, and FS tackle APP fraud at its source?
-Collaborating within the industry: what more can the industry do in sharing data to tackle APP fraud? Panel discussion |
9:00 AM - 9:05 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
9:15 AM - 9:20 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:30 AM - 11:35 AM | Chair's opening remarks Opening remarks |
10:10 AM - 10:45 AM | Charting the evolution of the payment ecosystem -Reimagining the customer payment journey: what does the future hold for seamless experiences?
-The rise of alternative payment methods: how should business models adapt to a less card-dominated future?
-The next phase of open banking payment commercialisation: what are the barriers still to overcome?
-Competing effectively in the digital wallet space: how must organisations adapt to a new digital ecosystem?
-Enhancing payment propositions: how can acquirers effectively differentiate and add value for merchants?
-Reducing cost of payment: how can merchants streamline operations while maintaining excellent experiences?
-The new data economy: unlocking the revenue opportunities of enriched data for banks and corporates
-How will the rise of digital currencies and DLT shake up the future payments value chain? Leaders' forum |
12:20 PM - 12:45 PM | Charting the future of AI in payments: from automation to orchestration -Increasing payment efficiency: how can AI-driven automation streamline core payment operations?
-Intelligent routing and orchestration: how can AI minimise failure rates and optimise payment flows?
-Leveraging AI for real-time Counter-fraud and KYC: what are the prerequisites for success?
-Unlocking the value of payment data: where can AI-powered analytics make the biggest difference? Fireside chat |
9:35 AM - 9:50 AM | Collaboration to control risks in a digitizing world Keynote address |
12:20 PM - 12:40 PM | Defrauding AI-powered fraudsters with AI Advisory session |
3:10 PM - 3:30 PM | Enhancing payment propositions: the future of value-added services for merchants -E-wallets, mobile and in store: how can acquirers support merchants with multiple payment options?
-How can online payments dashboards be improved to enhance the merchant experience?
-Actionable business insights: how can acquirers enhance their reporting and analysis offerings?
-How can a better grasp of customer behaviour help identify trends and hone sales strategies?
-How can acquirers unlock new revenue streams for merchants via frictionless financing offerings? Fireside chat |
2:30 PM - 2:50 PM | Ensuring digital operational resilience #NAME? Interview |
11:40 AM - 12:15 PM | Fraud risk versus abandonment risk: finding the right balance -Balancing conversion, customer experience, fraud risk and compliance: the key considerations
-New payment methods: how should merchants strategically assess the benefits and risks?
-Dealing with false declines: how can merchants build more accurate and contextual fraud tools? Panel discussion |
2:50 PM - 3:20 PM | Future of AI and counter fraud -What are the limitations of existing rules-based counter fraud tools?
-From real-time detection to reduced false positive rates: what are the key advantages of AI tools?
-How can banks address the data maturity requirements necessary for AI accuracy?
-Managing the reputational risks: how can banks ensure AI/ML tools act ethically, avoiding biases?
-How can banks ensure AI/ML decision -making is transparent to build trust and facilitate human oversight? Fireside chat |
2:35 PM - 2:55 PM | Harnessing cloud in your payment modernisation journey -Assessing the benefits of cloud in modernising payments: from cost efficiencies to resilience
-How should banks assess the suitability of cloud for different payment infrastructure needs?
-Assessing the key outcomes: from performance and network latency to security and compliance
-From real-time to ISO 20022: how can cloud-native integrations aid the adoption of new standards?
-How can cloud increase agility and time to market for digital payments solutions? Fireside chat |
12:25 PM - 1:00 PM | Keeping pace with the evolution of the payment wallet landscape -Challenging BigTech and card dominance: how are bank-led wallet initiatives stepping up to compete?
-Building commercially successful wallet propositions: what lessons can be learnt from propositions globally?
-How can digital wallet solutions add value at the point of payment? From BNPL to integrated loyalty schemes
-Towards a digital currency future: will digital wallets lay the foundation for the next evolution of money? Fireside chat |
11:20 AM - 11:40 AM | Leveraging ISO 20022: enriched data in action Keynote address |
12:30 PM - 1:00 PM | Loyalty programmes: unlocking the potential -What are the commercial advantages for merchants of payment-linked loyalty schemes?
-How can payment-linked data help merchants to gain greater insight into customer preferences?
-What forms of hyper-personalisation could payment-linked schemes unlock?
-How should AI and analytics best be leveraged to maximise ROI from payment-linked schemes?
-Selecting the right partner for your business: what are the key considerations for merchants?
-Is card-linked loyalty the key to banks monetising data and competing with alternative payments?
-What role could open banking play in the next evolution of payment-linked loyalty schemes? Panel discussion |
12:50 PM - 2:15 PM | Lunch Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1:00 PM - 2:15 PM | Lunch Networking |
12:10 PM - 12:30 PM | Making subscriptions and recurring payments seamless: laying the foundations -Delivering a superb subscription experience: what are customers looking for in today’s market?
-From pre-dunning to automatic retries: strategies for minimising failure rates, chargebacks and churn
-What are the key considerations for merchants when selecting a subscription management provider?
-To what extent are dynamic recurring payments or VRPs set to transform subscription payments? Fireside chat |
3:15 PM - 3:55 PM | Modernising core payment systems: transformation for the long term -How should legacy infrastructure be modernised to keep pace with BigTech and cloud-native challengers?
-How can banks build architecture that can seamlessly scale while maintaining performance and reliability?
-From ISO 20022 to instant payments: building flexible architectures that can adapt to changing standards
-Managing total cost of ownership: where can banks find the quick wins in modernising technology stacks?
-How can banks best leverage orchestration layers to create agile micro service-based architectures?
-Overcoming complexity and silos: are payment hubs key to ensuring enterprise-wide payment visibility?
-Keeping the customer in mind: building APIs and open architecture interfaces that provide seamless UX
-How should banks prioritise and enhance availability, resilience and security through their modernisation? Panel discussion |
2:30 PM - 2:50 PM | Nextgen biometrics: from authentication to advanced behavioural profiling -Voice, face, fingerprint and iris: to what extent can biometrics transform authentication and KYC?
-How can banks unlock the potential of biometric and behavioural indicators in counter fraud?
-How can biometrics be leveraged to counter bots, Remote Access Trojans and aggregated attacks?
-How can banks identify the right mix of biometric and traditional indicators for different fraud types?
-Data privacy and compliance: what are the responsible limits to the use of customer data? Fireside chat |
10:05 AM - 10:45 AM | Open payments innovation: the business use cases -Marketplaces, automated refunds and payouts: how can API-driven solutions streamline payments for businesses?
-How can open API’s enhance corporate treasury management? From automating tasks to optimizing critical processes
-Assessing the benefits of open payments for merchants: from reducing costs and fraud risk, to improved liquidity management
-What are the advantages of VRPs over direct debits? From reduced failure rates to increased ease of subscription management
-From SPAA-style data sharing to API-driven innovation: what’s next for open payments business models? Panel discussion |
3:30 PM - 4:00 PM | Optimising orchestration: understanding the priorities -Reducing declines through intelligent routing: what does best practice in orchestration look like?
-Managing margins: how can orchestrators enable merchants to navigate global acquiring rates?
-How can merchants harness orchestration to adapt to the growing diversity of payment methods?
-Payment localisation: to what extent is localisation essential for successful international expansion?
-How can orchestration be leveraged to enhance the ease of omnichannel commerce?
-Reporting and analytics: how can orchestrators provide insights that do more for merchants?
-How can orchestrators help merchants to reduce the complexity of marketplace payments?
-Increasing agility: how can orchestration help to adapt payment mixes in an ever-changing market? Panel discussion |
2:15 PM - 2:35 PM | Project Rialto: enhancing cross border payments using wholesale CBDC Keynote address |
9:05 AM - 9:20 AM | PSR and PSD3: the next phase of open payments Keynote address |
5:05 PM - 5:30 PM | Readying corporate treasury management for instant payments -Assessing the challenges: how is the rise of instant payments set to pose new difficulties for corporate treasurers?
-Achieving real-time reporting: how can corporates achieve real-time cash flow visibility and accurate forecasting?
-Automating treasury management: how can API and ERP integrations help treasurers keep pace with instant payments?
-How can transaction banks provide solutions that address the needs of clients in an increasingly real-time landscape? Fireside chat |
10:45 AM - 11:20 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
10:45 AM - 11:30 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:00 PM - 4:30 PM | Refreshment Break Networking |
2:15 PM - 2:30 PM | SoftPoS: revolutionising payment acceptance Keynote address |
2:15 PM - 2:35 PM | Streamlining cross-border rails: cost, transparency, speed and accessibility -Cost, transparency, speed, and accessibility: how far are we towards achieving the G20 roadmap goals?
-From data security to API harmonisation: what are the biggest hurdles to seamless global payments today?
-How far are legacy payment technology, data, and messaging standards still a barrier?
-To what extent will the migration to ISO 20022 simplify cross-border payments?
-What role will CBDCs and the regulated liability network play in streamlining cross-border payments? Fireside chat |
4:30 PM - 4:45 PM | Taking Europe's instant payments to the next stage Keynote address |
9:20 AM - 9:45 AM | Taking open banking payments further: overcoming the barriers -Shifting from a compliance-driven to a commercially driven open banking ecosystem: where are we on the journey?
-Providing payments choice to merchants: how can open banking payments compete effectively with interchange pricing?
-How can open banking providers build engaging digital user interfaces to elevate user experience and encourage uptake?
-How can payment providers replicate purchase protections and dispute mechanisms in a non-card landscape?
-Building a default renumeration model: to what extent does the SPAA offer a viable commercial model to all parties?
-JROC and the Future Entity for open banking: where is the UK currently at in developing a sustainable commercial model?
-Alternatives to current funding models: how might banks recoup the costs of payment in a future commercial model?
-Exploring future revenue streams for open banking payments: towards an open data economy Fireside chat |
11:40 AM - 12:00 PM | Tapping the value of ISO 20022 enriched data: the commercial opportunities -Streamlining payments: how can enriched data help improve STP and reduce processing time?
-Counter fraud: how can enhanced fraud data (EFD) be leveraged in banks’ Counter-fraud strategies?
-Personalised offers: how can enriched data be used to identify individual behaviours and needs?
-Corporate services: what value-adding insights and microservices could enriched data unlock?
-Leveraging AI: is this the key to extracting actionable and value-adding insights from enriched data? Fireside chat |
3:20 PM - 4:00 PM | The future of analytics and data sharing in counter fraud -The EBA’s FPAD initative: will it prove a game changer in fraud prevention for European banks?
-Leveraging ISO 20022’s enhanced fraud data: how can banks make the most of new structured data?
-Making the most of new indicators: what new data sources can and should banks be leveraging?
-Optimising fraud analytics for instant payments: how can the industry achieve real-time detection?
-Advanced analytics and AI: how is AI set to transform real-time fraud detection?
-Power in collaboration: how are banks breaking new ground in counter fraud information sharing?
-Taking industry collaboration further: what can FS learn from best practices in other sectors? Panel discussion |
2:55 PM - 3:30 PM | The future of central and commercial bank digital currencies -The global picture: which central banks are spearheading the development of CBDCs and what can be learnt?
-European payments sovereignty: how much will the digital euro reduce reliance on card schemes and BigTech?
-The threat to bank deposits: how can bank funding and financial stability best be safeguarded?
-Promoting further private and public sector collaboration on digital currencies: what more needs to be done?
-The Regulated Liability Network: to what extent will the shared ledger mitigate bank disintermediation risk?
-The future of commercial bank digital money: the use cases across retail, wholesale, cross border and settlement
-Covering the cost of digital currency provision: from merchant charges to cross-subsidisation
-Defining your digital money strategy: what are the new service opportunities and when is the time to invest? Panel discussion |
11:30 AM - 11:50 AM | The future of POS finance -How can merchants identify the best POS financing options for them: assessing the costs and benefits
-The advantages of a multi-lender platform: how can choice in financing provider benefit merchants?
-Lending at speed: how can credit risk be rapidly assessed using AI and open data sources?
-How can financing options be tailored to purchasing behaviour, financing needs and preferences?
-Bringing BNPL in store: how significant is the commercial opportunity and what are the barriers? Fireside chat |
5:30 PM - 6:00 PM | The instant payments mandate: the implications for bank strategies -The EU instant payments mandate: what will compliance require and how should banks prepare?
-From batch based to instant settlement: what new demands will the mandate place on treasury teams?
-Confirmation of Payee and sanctions screening: how can banks ensure they fulfil their obligations under the mandate?
-How should banks equalise charges for instant and non-instant payments and what scope is there for differentiation?
-Assessing the impact of year-round, 24/7 instant payments: how can banks effectively mitigate the costs?
-The European Payments Initiative: do the benefits of the instant payments scheme outweigh the risks?
-Improving instant payment offerings: how can banks use the mandate as an opportunity to innovate? Panel discussion |
11:20 AM - 11:40 AM | The next evolution of embedded payments Interview |
2:35 PM - 2:55 PM | The Regulated Liability Network: exploring the vision Keynote address |
11:35 AM - 12:05 PM | The transformative potential of Digital IDs in payments -The latest insights from Nobid’s large-scale pilot: where are we now and what are The lessons learned so far?
-The potential for ecommerce and retail: how are digital IDs set to transform payments instore and online?
-Bank strategy impacts: will offering integrated digital ID and payment solutions become a key differentiator?
-Integrating digital ID and payments seamlessly: how can providers stand out amongst Competing solutions? Fireside chat |
12:30 PM - 1:00 PM | Towards a seamless end-to-end payment journey -From RFID to biometric payments: how are merchants reimagining instore checkout?
-Optimising online payments: how can merchants achieve frictionless one-click payments?
-From browsing to basket: how can merchants reduce friction in the pre-payment journey?
-How can payments be streamlined by retaining customer data and pre-populating forms?
-Achieving frictionless mobile payments: how should merchants optimise checkout for mobile?
-How far can conversion be enhanced by providing preferred payment methods?
-Reimagining the payment journey: what does the future hold for seamless experiences? Panel discussion |
9:20 AM - 9:35 AM | Treating the customer as a real person Keynote address |
- Advisory session
- Advisory Session
- After Party
- AI and financial crime
- APP fraud: a regulatory perspective
- APP fraud: mapping the strategies for prevention
- Chair's opening remarks
- Charting the evolution of the payment ecosystem
- Charting the future of AI in payments: from automation to orchestration
- Collaboration to control risks in a digitizing world
- Defrauding AI-powered fraudsters with AI
- Enhancing payment propositions: the future of value-added services for merchants
- Ensuring digital operational resilience
- Fraud risk versus abandonment risk: finding the right balance
- Future of AI and counter fraud
- Harnessing cloud in your payment modernisation journey
- Keeping pace with the evolution of the payment wallet landscape
- Leveraging ISO 20022: enriched data in action
- Loyalty programmes: unlocking the potential
- Lunch
- Making subscriptions and recurring payments seamless: laying the foundations
- Modernising core payment systems: transformation for the long term
- Nextgen biometrics: from authentication to advanced behavioural profiling
- Open payments innovation: the business use cases
- Optimising orchestration: understanding the priorities
- Project Rialto: enhancing cross border payments using wholesale CBDC
- PSR and PSD3: the next phase of open payments
- Readying corporate treasury management for instant payments
- Refreshment Break
- SoftPoS: revolutionising payment acceptance
- Streamlining cross-border rails: cost, transparency, speed and accessibility
- Taking Europe's instant payments to the next stage
- Taking open banking payments further: overcoming the barriers
- Tapping the value of ISO 20022 enriched data: the commercial opportunities
- The future of analytics and data sharing in counter fraud
- The future of central and commercial bank digital currencies
- The future of POS finance
- The instant payments mandate: the implications for bank strategies
- The next evolution of embedded payments
- The Regulated Liability Network: exploring the vision
- The transformative potential of Digital IDs in payments
- Towards a seamless end-to-end payment journey
- Treating the customer as a real person
9:45 AM - 10:05 AM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:50 AM - 12:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:00 PM - 12:20 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:05 PM - 12:25 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:15 PM - 12:30 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:50 PM - 3:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:55 PM - 3:15 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:45 PM - 5:05 PM | Advisory session Advisory session |
9:50 AM - 10:10 AM | Advisory Session Advisory session |
6:00 PM - 8:00 PM | After Party Networking |
2:15 PM - 2:30 PM | AI and financial crime Keynote address |
11:20 AM - 11:40 AM | APP fraud: a regulatory perspective Keynote address |
11:40 AM - 12:20 PM | APP fraud: mapping the strategies for prevention -The latest on APP fraud liability: what will be required of banks and PSPs in the EU versus the UK?
-Understanding the potential impact of the reimbursement model: how should banks adapt to the new costs?
-How can banks effectively map strategies for APP prevention and minimise the cost of compliance?
-What role can behavioural, biometrics and customer profiling play in effectively tackling APP fraud?
-What do we know about the hot state that scammers put customer in: and how can this be used to inform customer education and nudges?
-Confirmation of Payee: how far will the mandate to verify IBAN numbers help stem the tide of APP fraud?
-Social media, online marketplaces, text: through what channels do APP scams typically occur?
-Tackling social media transfers: what can banks do to add additional protection on less secure channels?
-How could a holistic approach across telcos, social media, and FS tackle APP fraud at its source?
-Collaborating within the industry: what more can the industry do in sharing data to tackle APP fraud? Panel discussion |
9:00 AM - 9:05 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
9:15 AM - 9:20 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:30 AM - 11:35 AM | Chair's opening remarks Opening remarks |
10:10 AM - 10:45 AM | Charting the evolution of the payment ecosystem -Reimagining the customer payment journey: what does the future hold for seamless experiences?
-The rise of alternative payment methods: how should business models adapt to a less card-dominated future?
-The next phase of open banking payment commercialisation: what are the barriers still to overcome?
-Competing effectively in the digital wallet space: how must organisations adapt to a new digital ecosystem?
-Enhancing payment propositions: how can acquirers effectively differentiate and add value for merchants?
-Reducing cost of payment: how can merchants streamline operations while maintaining excellent experiences?
-The new data economy: unlocking the revenue opportunities of enriched data for banks and corporates
-How will the rise of digital currencies and DLT shake up the future payments value chain? Leaders' forum |
12:20 PM - 12:45 PM | Charting the future of AI in payments: from automation to orchestration -Increasing payment efficiency: how can AI-driven automation streamline core payment operations?
-Intelligent routing and orchestration: how can AI minimise failure rates and optimise payment flows?
-Leveraging AI for real-time Counter-fraud and KYC: what are the prerequisites for success?
-Unlocking the value of payment data: where can AI-powered analytics make the biggest difference? Fireside chat |
9:35 AM - 9:50 AM | Collaboration to control risks in a digitizing world Keynote address |
12:20 PM - 12:40 PM | Defrauding AI-powered fraudsters with AI Advisory session |
3:10 PM - 3:30 PM | Enhancing payment propositions: the future of value-added services for merchants -E-wallets, mobile and in store: how can acquirers support merchants with multiple payment options?
-How can online payments dashboards be improved to enhance the merchant experience?
-Actionable business insights: how can acquirers enhance their reporting and analysis offerings?
-How can a better grasp of customer behaviour help identify trends and hone sales strategies?
-How can acquirers unlock new revenue streams for merchants via frictionless financing offerings? Fireside chat |
2:30 PM - 2:50 PM | Ensuring digital operational resilience #NAME? Interview |
11:40 AM - 12:15 PM | Fraud risk versus abandonment risk: finding the right balance -Balancing conversion, customer experience, fraud risk and compliance: the key considerations
-New payment methods: how should merchants strategically assess the benefits and risks?
-Dealing with false declines: how can merchants build more accurate and contextual fraud tools? Panel discussion |
2:50 PM - 3:20 PM | Future of AI and counter fraud -What are the limitations of existing rules-based counter fraud tools?
-From real-time detection to reduced false positive rates: what are the key advantages of AI tools?
-How can banks address the data maturity requirements necessary for AI accuracy?
-Managing the reputational risks: how can banks ensure AI/ML tools act ethically, avoiding biases?
-How can banks ensure AI/ML decision -making is transparent to build trust and facilitate human oversight? Fireside chat |
2:35 PM - 2:55 PM | Harnessing cloud in your payment modernisation journey -Assessing the benefits of cloud in modernising payments: from cost efficiencies to resilience
-How should banks assess the suitability of cloud for different payment infrastructure needs?
-Assessing the key outcomes: from performance and network latency to security and compliance
-From real-time to ISO 20022: how can cloud-native integrations aid the adoption of new standards?
-How can cloud increase agility and time to market for digital payments solutions? Fireside chat |
12:25 PM - 1:00 PM | Keeping pace with the evolution of the payment wallet landscape -Challenging BigTech and card dominance: how are bank-led wallet initiatives stepping up to compete?
-Building commercially successful wallet propositions: what lessons can be learnt from propositions globally?
-How can digital wallet solutions add value at the point of payment? From BNPL to integrated loyalty schemes
-Towards a digital currency future: will digital wallets lay the foundation for the next evolution of money? Fireside chat |
11:20 AM - 11:40 AM | Leveraging ISO 20022: enriched data in action Keynote address |
12:30 PM - 1:00 PM | Loyalty programmes: unlocking the potential -What are the commercial advantages for merchants of payment-linked loyalty schemes?
-How can payment-linked data help merchants to gain greater insight into customer preferences?
-What forms of hyper-personalisation could payment-linked schemes unlock?
-How should AI and analytics best be leveraged to maximise ROI from payment-linked schemes?
-Selecting the right partner for your business: what are the key considerations for merchants?
-Is card-linked loyalty the key to banks monetising data and competing with alternative payments?
-What role could open banking play in the next evolution of payment-linked loyalty schemes? Panel discussion |
12:50 PM - 2:15 PM | Lunch Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1:00 PM - 2:15 PM | Lunch Networking |
12:10 PM - 12:30 PM | Making subscriptions and recurring payments seamless: laying the foundations -Delivering a superb subscription experience: what are customers looking for in today’s market?
-From pre-dunning to automatic retries: strategies for minimising failure rates, chargebacks and churn
-What are the key considerations for merchants when selecting a subscription management provider?
-To what extent are dynamic recurring payments or VRPs set to transform subscription payments? Fireside chat |
3:15 PM - 3:55 PM | Modernising core payment systems: transformation for the long term -How should legacy infrastructure be modernised to keep pace with BigTech and cloud-native challengers?
-How can banks build architecture that can seamlessly scale while maintaining performance and reliability?
-From ISO 20022 to instant payments: building flexible architectures that can adapt to changing standards
-Managing total cost of ownership: where can banks find the quick wins in modernising technology stacks?
-How can banks best leverage orchestration layers to create agile micro service-based architectures?
-Overcoming complexity and silos: are payment hubs key to ensuring enterprise-wide payment visibility?
-Keeping the customer in mind: building APIs and open architecture interfaces that provide seamless UX
-How should banks prioritise and enhance availability, resilience and security through their modernisation? Panel discussion |
2:30 PM - 2:50 PM | Nextgen biometrics: from authentication to advanced behavioural profiling -Voice, face, fingerprint and iris: to what extent can biometrics transform authentication and KYC?
-How can banks unlock the potential of biometric and behavioural indicators in counter fraud?
-How can biometrics be leveraged to counter bots, Remote Access Trojans and aggregated attacks?
-How can banks identify the right mix of biometric and traditional indicators for different fraud types?
-Data privacy and compliance: what are the responsible limits to the use of customer data? Fireside chat |
10:05 AM - 10:45 AM | Open payments innovation: the business use cases -Marketplaces, automated refunds and payouts: how can API-driven solutions streamline payments for businesses?
-How can open API’s enhance corporate treasury management? From automating tasks to optimizing critical processes
-Assessing the benefits of open payments for merchants: from reducing costs and fraud risk, to improved liquidity management
-What are the advantages of VRPs over direct debits? From reduced failure rates to increased ease of subscription management
-From SPAA-style data sharing to API-driven innovation: what’s next for open payments business models? Panel discussion |
3:30 PM - 4:00 PM | Optimising orchestration: understanding the priorities -Reducing declines through intelligent routing: what does best practice in orchestration look like?
-Managing margins: how can orchestrators enable merchants to navigate global acquiring rates?
-How can merchants harness orchestration to adapt to the growing diversity of payment methods?
-Payment localisation: to what extent is localisation essential for successful international expansion?
-How can orchestration be leveraged to enhance the ease of omnichannel commerce?
-Reporting and analytics: how can orchestrators provide insights that do more for merchants?
-How can orchestrators help merchants to reduce the complexity of marketplace payments?
-Increasing agility: how can orchestration help to adapt payment mixes in an ever-changing market? Panel discussion |
2:15 PM - 2:35 PM | Project Rialto: enhancing cross border payments using wholesale CBDC Keynote address |
9:05 AM - 9:20 AM | PSR and PSD3: the next phase of open payments Keynote address |
5:05 PM - 5:30 PM | Readying corporate treasury management for instant payments -Assessing the challenges: how is the rise of instant payments set to pose new difficulties for corporate treasurers?
-Achieving real-time reporting: how can corporates achieve real-time cash flow visibility and accurate forecasting?
-Automating treasury management: how can API and ERP integrations help treasurers keep pace with instant payments?
-How can transaction banks provide solutions that address the needs of clients in an increasingly real-time landscape? Fireside chat |
10:45 AM - 11:20 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
10:45 AM - 11:30 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:00 PM - 4:30 PM | Refreshment Break Networking |
2:15 PM - 2:30 PM | SoftPoS: revolutionising payment acceptance Keynote address |
2:15 PM - 2:35 PM | Streamlining cross-border rails: cost, transparency, speed and accessibility -Cost, transparency, speed, and accessibility: how far are we towards achieving the G20 roadmap goals?
-From data security to API harmonisation: what are the biggest hurdles to seamless global payments today?
-How far are legacy payment technology, data, and messaging standards still a barrier?
-To what extent will the migration to ISO 20022 simplify cross-border payments?
-What role will CBDCs and the regulated liability network play in streamlining cross-border payments? Fireside chat |
4:30 PM - 4:45 PM | Taking Europe's instant payments to the next stage Keynote address |
9:20 AM - 9:45 AM | Taking open banking payments further: overcoming the barriers -Shifting from a compliance-driven to a commercially driven open banking ecosystem: where are we on the journey?
-Providing payments choice to merchants: how can open banking payments compete effectively with interchange pricing?
-How can open banking providers build engaging digital user interfaces to elevate user experience and encourage uptake?
-How can payment providers replicate purchase protections and dispute mechanisms in a non-card landscape?
-Building a default renumeration model: to what extent does the SPAA offer a viable commercial model to all parties?
-JROC and the Future Entity for open banking: where is the UK currently at in developing a sustainable commercial model?
-Alternatives to current funding models: how might banks recoup the costs of payment in a future commercial model?
-Exploring future revenue streams for open banking payments: towards an open data economy Fireside chat |
11:40 AM - 12:00 PM | Tapping the value of ISO 20022 enriched data: the commercial opportunities -Streamlining payments: how can enriched data help improve STP and reduce processing time?
-Counter fraud: how can enhanced fraud data (EFD) be leveraged in banks’ Counter-fraud strategies?
-Personalised offers: how can enriched data be used to identify individual behaviours and needs?
-Corporate services: what value-adding insights and microservices could enriched data unlock?
-Leveraging AI: is this the key to extracting actionable and value-adding insights from enriched data? Fireside chat |
3:20 PM - 4:00 PM | The future of analytics and data sharing in counter fraud -The EBA’s FPAD initative: will it prove a game changer in fraud prevention for European banks?
-Leveraging ISO 20022’s enhanced fraud data: how can banks make the most of new structured data?
-Making the most of new indicators: what new data sources can and should banks be leveraging?
-Optimising fraud analytics for instant payments: how can the industry achieve real-time detection?
-Advanced analytics and AI: how is AI set to transform real-time fraud detection?
-Power in collaboration: how are banks breaking new ground in counter fraud information sharing?
-Taking industry collaboration further: what can FS learn from best practices in other sectors? Panel discussion |
2:55 PM - 3:30 PM | The future of central and commercial bank digital currencies -The global picture: which central banks are spearheading the development of CBDCs and what can be learnt?
-European payments sovereignty: how much will the digital euro reduce reliance on card schemes and BigTech?
-The threat to bank deposits: how can bank funding and financial stability best be safeguarded?
-Promoting further private and public sector collaboration on digital currencies: what more needs to be done?
-The Regulated Liability Network: to what extent will the shared ledger mitigate bank disintermediation risk?
-The future of commercial bank digital money: the use cases across retail, wholesale, cross border and settlement
-Covering the cost of digital currency provision: from merchant charges to cross-subsidisation
-Defining your digital money strategy: what are the new service opportunities and when is the time to invest? Panel discussion |
11:30 AM - 11:50 AM | The future of POS finance -How can merchants identify the best POS financing options for them: assessing the costs and benefits
-The advantages of a multi-lender platform: how can choice in financing provider benefit merchants?
-Lending at speed: how can credit risk be rapidly assessed using AI and open data sources?
-How can financing options be tailored to purchasing behaviour, financing needs and preferences?
-Bringing BNPL in store: how significant is the commercial opportunity and what are the barriers? Fireside chat |
5:30 PM - 6:00 PM | The instant payments mandate: the implications for bank strategies -The EU instant payments mandate: what will compliance require and how should banks prepare?
-From batch based to instant settlement: what new demands will the mandate place on treasury teams?
-Confirmation of Payee and sanctions screening: how can banks ensure they fulfil their obligations under the mandate?
-How should banks equalise charges for instant and non-instant payments and what scope is there for differentiation?
-Assessing the impact of year-round, 24/7 instant payments: how can banks effectively mitigate the costs?
-The European Payments Initiative: do the benefits of the instant payments scheme outweigh the risks?
-Improving instant payment offerings: how can banks use the mandate as an opportunity to innovate? Panel discussion |
11:20 AM - 11:40 AM | The next evolution of embedded payments Interview |
2:35 PM - 2:55 PM | The Regulated Liability Network: exploring the vision Keynote address |
11:35 AM - 12:05 PM | The transformative potential of Digital IDs in payments -The latest insights from Nobid’s large-scale pilot: where are we now and what are The lessons learned so far?
-The potential for ecommerce and retail: how are digital IDs set to transform payments instore and online?
-Bank strategy impacts: will offering integrated digital ID and payment solutions become a key differentiator?
-Integrating digital ID and payments seamlessly: how can providers stand out amongst Competing solutions? Fireside chat |
12:30 PM - 1:00 PM | Towards a seamless end-to-end payment journey -From RFID to biometric payments: how are merchants reimagining instore checkout?
-Optimising online payments: how can merchants achieve frictionless one-click payments?
-From browsing to basket: how can merchants reduce friction in the pre-payment journey?
-How can payments be streamlined by retaining customer data and pre-populating forms?
-Achieving frictionless mobile payments: how should merchants optimise checkout for mobile?
-How far can conversion be enhanced by providing preferred payment methods?
-Reimagining the payment journey: what does the future hold for seamless experiences? Panel discussion |
9:20 AM - 9:35 AM | Treating the customer as a real person Keynote address |
- Advisory session
- Advisory Session
- After Party
- AI and financial crime
- APP fraud: a regulatory perspective
- APP fraud: mapping the strategies for prevention
- Chair's opening remarks
- Charting the evolution of the payment ecosystem
- Charting the future of AI in payments: from automation to orchestration
- Collaboration to control risks in a digitizing world
- Defrauding AI-powered fraudsters with AI
- Enhancing payment propositions: the future of value-added services for merchants
- Ensuring digital operational resilience
- Fraud risk versus abandonment risk: finding the right balance
- Future of AI and counter fraud
- Harnessing cloud in your payment modernisation journey
- Keeping pace with the evolution of the payment wallet landscape
- Leveraging ISO 20022: enriched data in action
- Loyalty programmes: unlocking the potential
- Lunch
- Making subscriptions and recurring payments seamless: laying the foundations
- Modernising core payment systems: transformation for the long term
- Nextgen biometrics: from authentication to advanced behavioural profiling
- Open payments innovation: the business use cases
- Optimising orchestration: understanding the priorities
- Project Rialto: enhancing cross border payments using wholesale CBDC
- PSR and PSD3: the next phase of open payments
- Readying corporate treasury management for instant payments
- Refreshment Break
- SoftPoS: revolutionising payment acceptance
- Streamlining cross-border rails: cost, transparency, speed and accessibility
- Taking Europe's instant payments to the next stage
- Taking open banking payments further: overcoming the barriers
- Tapping the value of ISO 20022 enriched data: the commercial opportunities
- The future of analytics and data sharing in counter fraud
- The future of central and commercial bank digital currencies
- The future of POS finance
- The instant payments mandate: the implications for bank strategies
- The next evolution of embedded payments
- The Regulated Liability Network: exploring the vision
- The transformative potential of Digital IDs in payments
- Towards a seamless end-to-end payment journey
- Treating the customer as a real person
9:45 AM - 10:05 AM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:50 AM - 12:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:00 PM - 12:20 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:05 PM - 12:25 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:15 PM - 12:30 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:50 PM - 3:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:55 PM - 3:15 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:45 PM - 5:05 PM | Advisory session Advisory session |
9:50 AM - 10:10 AM | Advisory Session Advisory session |
6:00 PM - 8:00 PM | After Party Networking |
2:15 PM - 2:30 PM | AI and financial crime Keynote address |
11:20 AM - 11:40 AM | APP fraud: a regulatory perspective Keynote address |
11:40 AM - 12:20 PM | APP fraud: mapping the strategies for prevention -The latest on APP fraud liability: what will be required of banks and PSPs in the EU versus the UK?
-Understanding the potential impact of the reimbursement model: how should banks adapt to the new costs?
-How can banks effectively map strategies for APP prevention and minimise the cost of compliance?
-What role can behavioural, biometrics and customer profiling play in effectively tackling APP fraud?
-What do we know about the hot state that scammers put customer in: and how can this be used to inform customer education and nudges?
-Confirmation of Payee: how far will the mandate to verify IBAN numbers help stem the tide of APP fraud?
-Social media, online marketplaces, text: through what channels do APP scams typically occur?
-Tackling social media transfers: what can banks do to add additional protection on less secure channels?
-How could a holistic approach across telcos, social media, and FS tackle APP fraud at its source?
-Collaborating within the industry: what more can the industry do in sharing data to tackle APP fraud? Panel discussion |
9:00 AM - 9:05 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
9:15 AM - 9:20 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:30 AM - 11:35 AM | Chair's opening remarks Opening remarks |
10:10 AM - 10:45 AM | Charting the evolution of the payment ecosystem -Reimagining the customer payment journey: what does the future hold for seamless experiences?
-The rise of alternative payment methods: how should business models adapt to a less card-dominated future?
-The next phase of open banking payment commercialisation: what are the barriers still to overcome?
-Competing effectively in the digital wallet space: how must organisations adapt to a new digital ecosystem?
-Enhancing payment propositions: how can acquirers effectively differentiate and add value for merchants?
-Reducing cost of payment: how can merchants streamline operations while maintaining excellent experiences?
-The new data economy: unlocking the revenue opportunities of enriched data for banks and corporates
-How will the rise of digital currencies and DLT shake up the future payments value chain? Leaders' forum |
12:20 PM - 12:45 PM | Charting the future of AI in payments: from automation to orchestration -Increasing payment efficiency: how can AI-driven automation streamline core payment operations?
-Intelligent routing and orchestration: how can AI minimise failure rates and optimise payment flows?
-Leveraging AI for real-time Counter-fraud and KYC: what are the prerequisites for success?
-Unlocking the value of payment data: where can AI-powered analytics make the biggest difference? Fireside chat |
9:35 AM - 9:50 AM | Collaboration to control risks in a digitizing world Keynote address |
12:20 PM - 12:40 PM | Defrauding AI-powered fraudsters with AI Advisory session |
3:10 PM - 3:30 PM | Enhancing payment propositions: the future of value-added services for merchants -E-wallets, mobile and in store: how can acquirers support merchants with multiple payment options?
-How can online payments dashboards be improved to enhance the merchant experience?
-Actionable business insights: how can acquirers enhance their reporting and analysis offerings?
-How can a better grasp of customer behaviour help identify trends and hone sales strategies?
-How can acquirers unlock new revenue streams for merchants via frictionless financing offerings? Fireside chat |
2:30 PM - 2:50 PM | Ensuring digital operational resilience #NAME? Interview |
11:40 AM - 12:15 PM | Fraud risk versus abandonment risk: finding the right balance -Balancing conversion, customer experience, fraud risk and compliance: the key considerations
-New payment methods: how should merchants strategically assess the benefits and risks?
-Dealing with false declines: how can merchants build more accurate and contextual fraud tools? Panel discussion |
2:50 PM - 3:20 PM | Future of AI and counter fraud -What are the limitations of existing rules-based counter fraud tools?
-From real-time detection to reduced false positive rates: what are the key advantages of AI tools?
-How can banks address the data maturity requirements necessary for AI accuracy?
-Managing the reputational risks: how can banks ensure AI/ML tools act ethically, avoiding biases?
-How can banks ensure AI/ML decision -making is transparent to build trust and facilitate human oversight? Fireside chat |
2:35 PM - 2:55 PM | Harnessing cloud in your payment modernisation journey -Assessing the benefits of cloud in modernising payments: from cost efficiencies to resilience
-How should banks assess the suitability of cloud for different payment infrastructure needs?
-Assessing the key outcomes: from performance and network latency to security and compliance
-From real-time to ISO 20022: how can cloud-native integrations aid the adoption of new standards?
-How can cloud increase agility and time to market for digital payments solutions? Fireside chat |
12:25 PM - 1:00 PM | Keeping pace with the evolution of the payment wallet landscape -Challenging BigTech and card dominance: how are bank-led wallet initiatives stepping up to compete?
-Building commercially successful wallet propositions: what lessons can be learnt from propositions globally?
-How can digital wallet solutions add value at the point of payment? From BNPL to integrated loyalty schemes
-Towards a digital currency future: will digital wallets lay the foundation for the next evolution of money? Fireside chat |
11:20 AM - 11:40 AM | Leveraging ISO 20022: enriched data in action Keynote address |
12:30 PM - 1:00 PM | Loyalty programmes: unlocking the potential -What are the commercial advantages for merchants of payment-linked loyalty schemes?
-How can payment-linked data help merchants to gain greater insight into customer preferences?
-What forms of hyper-personalisation could payment-linked schemes unlock?
-How should AI and analytics best be leveraged to maximise ROI from payment-linked schemes?
-Selecting the right partner for your business: what are the key considerations for merchants?
-Is card-linked loyalty the key to banks monetising data and competing with alternative payments?
-What role could open banking play in the next evolution of payment-linked loyalty schemes? Panel discussion |
12:50 PM - 2:15 PM | Lunch Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1:00 PM - 2:15 PM | Lunch Networking |
12:10 PM - 12:30 PM | Making subscriptions and recurring payments seamless: laying the foundations -Delivering a superb subscription experience: what are customers looking for in today’s market?
-From pre-dunning to automatic retries: strategies for minimising failure rates, chargebacks and churn
-What are the key considerations for merchants when selecting a subscription management provider?
-To what extent are dynamic recurring payments or VRPs set to transform subscription payments? Fireside chat |
3:15 PM - 3:55 PM | Modernising core payment systems: transformation for the long term -How should legacy infrastructure be modernised to keep pace with BigTech and cloud-native challengers?
-How can banks build architecture that can seamlessly scale while maintaining performance and reliability?
-From ISO 20022 to instant payments: building flexible architectures that can adapt to changing standards
-Managing total cost of ownership: where can banks find the quick wins in modernising technology stacks?
-How can banks best leverage orchestration layers to create agile micro service-based architectures?
-Overcoming complexity and silos: are payment hubs key to ensuring enterprise-wide payment visibility?
-Keeping the customer in mind: building APIs and open architecture interfaces that provide seamless UX
-How should banks prioritise and enhance availability, resilience and security through their modernisation? Panel discussion |
2:30 PM - 2:50 PM | Nextgen biometrics: from authentication to advanced behavioural profiling -Voice, face, fingerprint and iris: to what extent can biometrics transform authentication and KYC?
-How can banks unlock the potential of biometric and behavioural indicators in counter fraud?
-How can biometrics be leveraged to counter bots, Remote Access Trojans and aggregated attacks?
-How can banks identify the right mix of biometric and traditional indicators for different fraud types?
-Data privacy and compliance: what are the responsible limits to the use of customer data? Fireside chat |
10:05 AM - 10:45 AM | Open payments innovation: the business use cases -Marketplaces, automated refunds and payouts: how can API-driven solutions streamline payments for businesses?
-How can open API’s enhance corporate treasury management? From automating tasks to optimizing critical processes
-Assessing the benefits of open payments for merchants: from reducing costs and fraud risk, to improved liquidity management
-What are the advantages of VRPs over direct debits? From reduced failure rates to increased ease of subscription management
-From SPAA-style data sharing to API-driven innovation: what’s next for open payments business models? Panel discussion |
3:30 PM - 4:00 PM | Optimising orchestration: understanding the priorities -Reducing declines through intelligent routing: what does best practice in orchestration look like?
-Managing margins: how can orchestrators enable merchants to navigate global acquiring rates?
-How can merchants harness orchestration to adapt to the growing diversity of payment methods?
-Payment localisation: to what extent is localisation essential for successful international expansion?
-How can orchestration be leveraged to enhance the ease of omnichannel commerce?
-Reporting and analytics: how can orchestrators provide insights that do more for merchants?
-How can orchestrators help merchants to reduce the complexity of marketplace payments?
-Increasing agility: how can orchestration help to adapt payment mixes in an ever-changing market? Panel discussion |
2:15 PM - 2:35 PM | Project Rialto: enhancing cross border payments using wholesale CBDC Keynote address |
9:05 AM - 9:20 AM | PSR and PSD3: the next phase of open payments Keynote address |
5:05 PM - 5:30 PM | Readying corporate treasury management for instant payments -Assessing the challenges: how is the rise of instant payments set to pose new difficulties for corporate treasurers?
-Achieving real-time reporting: how can corporates achieve real-time cash flow visibility and accurate forecasting?
-Automating treasury management: how can API and ERP integrations help treasurers keep pace with instant payments?
-How can transaction banks provide solutions that address the needs of clients in an increasingly real-time landscape? Fireside chat |
10:45 AM - 11:20 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
10:45 AM - 11:30 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:00 PM - 4:30 PM | Refreshment Break Networking |
2:15 PM - 2:30 PM | SoftPoS: revolutionising payment acceptance Keynote address |
2:15 PM - 2:35 PM | Streamlining cross-border rails: cost, transparency, speed and accessibility -Cost, transparency, speed, and accessibility: how far are we towards achieving the G20 roadmap goals?
-From data security to API harmonisation: what are the biggest hurdles to seamless global payments today?
-How far are legacy payment technology, data, and messaging standards still a barrier?
-To what extent will the migration to ISO 20022 simplify cross-border payments?
-What role will CBDCs and the regulated liability network play in streamlining cross-border payments? Fireside chat |
4:30 PM - 4:45 PM | Taking Europe's instant payments to the next stage Keynote address |
9:20 AM - 9:45 AM | Taking open banking payments further: overcoming the barriers -Shifting from a compliance-driven to a commercially driven open banking ecosystem: where are we on the journey?
-Providing payments choice to merchants: how can open banking payments compete effectively with interchange pricing?
-How can open banking providers build engaging digital user interfaces to elevate user experience and encourage uptake?
-How can payment providers replicate purchase protections and dispute mechanisms in a non-card landscape?
-Building a default renumeration model: to what extent does the SPAA offer a viable commercial model to all parties?
-JROC and the Future Entity for open banking: where is the UK currently at in developing a sustainable commercial model?
-Alternatives to current funding models: how might banks recoup the costs of payment in a future commercial model?
-Exploring future revenue streams for open banking payments: towards an open data economy Fireside chat |
11:40 AM - 12:00 PM | Tapping the value of ISO 20022 enriched data: the commercial opportunities -Streamlining payments: how can enriched data help improve STP and reduce processing time?
-Counter fraud: how can enhanced fraud data (EFD) be leveraged in banks’ Counter-fraud strategies?
-Personalised offers: how can enriched data be used to identify individual behaviours and needs?
-Corporate services: what value-adding insights and microservices could enriched data unlock?
-Leveraging AI: is this the key to extracting actionable and value-adding insights from enriched data? Fireside chat |
3:20 PM - 4:00 PM | The future of analytics and data sharing in counter fraud -The EBA’s FPAD initative: will it prove a game changer in fraud prevention for European banks?
-Leveraging ISO 20022’s enhanced fraud data: how can banks make the most of new structured data?
-Making the most of new indicators: what new data sources can and should banks be leveraging?
-Optimising fraud analytics for instant payments: how can the industry achieve real-time detection?
-Advanced analytics and AI: how is AI set to transform real-time fraud detection?
-Power in collaboration: how are banks breaking new ground in counter fraud information sharing?
-Taking industry collaboration further: what can FS learn from best practices in other sectors? Panel discussion |
2:55 PM - 3:30 PM | The future of central and commercial bank digital currencies -The global picture: which central banks are spearheading the development of CBDCs and what can be learnt?
-European payments sovereignty: how much will the digital euro reduce reliance on card schemes and BigTech?
-The threat to bank deposits: how can bank funding and financial stability best be safeguarded?
-Promoting further private and public sector collaboration on digital currencies: what more needs to be done?
-The Regulated Liability Network: to what extent will the shared ledger mitigate bank disintermediation risk?
-The future of commercial bank digital money: the use cases across retail, wholesale, cross border and settlement
-Covering the cost of digital currency provision: from merchant charges to cross-subsidisation
-Defining your digital money strategy: what are the new service opportunities and when is the time to invest? Panel discussion |
11:30 AM - 11:50 AM | The future of POS finance -How can merchants identify the best POS financing options for them: assessing the costs and benefits
-The advantages of a multi-lender platform: how can choice in financing provider benefit merchants?
-Lending at speed: how can credit risk be rapidly assessed using AI and open data sources?
-How can financing options be tailored to purchasing behaviour, financing needs and preferences?
-Bringing BNPL in store: how significant is the commercial opportunity and what are the barriers? Fireside chat |
5:30 PM - 6:00 PM | The instant payments mandate: the implications for bank strategies -The EU instant payments mandate: what will compliance require and how should banks prepare?
-From batch based to instant settlement: what new demands will the mandate place on treasury teams?
-Confirmation of Payee and sanctions screening: how can banks ensure they fulfil their obligations under the mandate?
-How should banks equalise charges for instant and non-instant payments and what scope is there for differentiation?
-Assessing the impact of year-round, 24/7 instant payments: how can banks effectively mitigate the costs?
-The European Payments Initiative: do the benefits of the instant payments scheme outweigh the risks?
-Improving instant payment offerings: how can banks use the mandate as an opportunity to innovate? Panel discussion |
11:20 AM - 11:40 AM | The next evolution of embedded payments Interview |
2:35 PM - 2:55 PM | The Regulated Liability Network: exploring the vision Keynote address |
11:35 AM - 12:05 PM | The transformative potential of Digital IDs in payments -The latest insights from Nobid’s large-scale pilot: where are we now and what are The lessons learned so far?
-The potential for ecommerce and retail: how are digital IDs set to transform payments instore and online?
-Bank strategy impacts: will offering integrated digital ID and payment solutions become a key differentiator?
-Integrating digital ID and payments seamlessly: how can providers stand out amongst Competing solutions? Fireside chat |
12:30 PM - 1:00 PM | Towards a seamless end-to-end payment journey -From RFID to biometric payments: how are merchants reimagining instore checkout?
-Optimising online payments: how can merchants achieve frictionless one-click payments?
-From browsing to basket: how can merchants reduce friction in the pre-payment journey?
-How can payments be streamlined by retaining customer data and pre-populating forms?
-Achieving frictionless mobile payments: how should merchants optimise checkout for mobile?
-How far can conversion be enhanced by providing preferred payment methods?
-Reimagining the payment journey: what does the future hold for seamless experiences? Panel discussion |
9:20 AM - 9:35 AM | Treating the customer as a real person Keynote address |
- Advisory session
- Advisory Session
- After Party
- AI and financial crime
- APP fraud: a regulatory perspective
- APP fraud: mapping the strategies for prevention
- Chair's opening remarks
- Charting the evolution of the payment ecosystem
- Charting the future of AI in payments: from automation to orchestration
- Collaboration to control risks in a digitizing world
- Defrauding AI-powered fraudsters with AI
- Enhancing payment propositions: the future of value-added services for merchants
- Ensuring digital operational resilience
- Fraud risk versus abandonment risk: finding the right balance
- Future of AI and counter fraud
- Harnessing cloud in your payment modernisation journey
- Keeping pace with the evolution of the payment wallet landscape
- Leveraging ISO 20022: enriched data in action
- Loyalty programmes: unlocking the potential
- Lunch
- Making subscriptions and recurring payments seamless: laying the foundations
- Modernising core payment systems: transformation for the long term
- Nextgen biometrics: from authentication to advanced behavioural profiling
- Open payments innovation: the business use cases
- Optimising orchestration: understanding the priorities
- Project Rialto: enhancing cross border payments using wholesale CBDC
- PSR and PSD3: the next phase of open payments
- Readying corporate treasury management for instant payments
- Refreshment Break
- SoftPoS: revolutionising payment acceptance
- Streamlining cross-border rails: cost, transparency, speed and accessibility
- Taking Europe's instant payments to the next stage
- Taking open banking payments further: overcoming the barriers
- Tapping the value of ISO 20022 enriched data: the commercial opportunities
- The future of analytics and data sharing in counter fraud
- The future of central and commercial bank digital currencies
- The future of POS finance
- The instant payments mandate: the implications for bank strategies
- The next evolution of embedded payments
- The Regulated Liability Network: exploring the vision
- The transformative potential of Digital IDs in payments
- Towards a seamless end-to-end payment journey
- Treating the customer as a real person
9:45 AM - 10:05 AM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:50 AM - 12:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:00 PM - 12:20 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:05 PM - 12:25 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
12:15 PM - 12:30 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:50 PM - 3:10 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
2:55 PM - 3:15 PM | Advisory session Advisory session | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:45 PM - 5:05 PM | Advisory session Advisory session |
9:50 AM - 10:10 AM | Advisory Session Advisory session |
6:00 PM - 8:00 PM | After Party Networking |
2:15 PM - 2:30 PM | AI and financial crime Keynote address |
11:20 AM - 11:40 AM | APP fraud: a regulatory perspective Keynote address |
11:40 AM - 12:20 PM | APP fraud: mapping the strategies for prevention -The latest on APP fraud liability: what will be required of banks and PSPs in the EU versus the UK?
-Understanding the potential impact of the reimbursement model: how should banks adapt to the new costs?
-How can banks effectively map strategies for APP prevention and minimise the cost of compliance?
-What role can behavioural, biometrics and customer profiling play in effectively tackling APP fraud?
-What do we know about the hot state that scammers put customer in: and how can this be used to inform customer education and nudges?
-Confirmation of Payee: how far will the mandate to verify IBAN numbers help stem the tide of APP fraud?
-Social media, online marketplaces, text: through what channels do APP scams typically occur?
-Tackling social media transfers: what can banks do to add additional protection on less secure channels?
-How could a holistic approach across telcos, social media, and FS tackle APP fraud at its source?
-Collaborating within the industry: what more can the industry do in sharing data to tackle APP fraud? Panel discussion |
9:00 AM - 9:05 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
9:15 AM - 9:20 AM | Chair's opening remarks Opening remarks | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
11:30 AM - 11:35 AM | Chair's opening remarks Opening remarks |
10:10 AM - 10:45 AM | Charting the evolution of the payment ecosystem -Reimagining the customer payment journey: what does the future hold for seamless experiences?
-The rise of alternative payment methods: how should business models adapt to a less card-dominated future?
-The next phase of open banking payment commercialisation: what are the barriers still to overcome?
-Competing effectively in the digital wallet space: how must organisations adapt to a new digital ecosystem?
-Enhancing payment propositions: how can acquirers effectively differentiate and add value for merchants?
-Reducing cost of payment: how can merchants streamline operations while maintaining excellent experiences?
-The new data economy: unlocking the revenue opportunities of enriched data for banks and corporates
-How will the rise of digital currencies and DLT shake up the future payments value chain? Leaders' forum |
12:20 PM - 12:45 PM | Charting the future of AI in payments: from automation to orchestration -Increasing payment efficiency: how can AI-driven automation streamline core payment operations?
-Intelligent routing and orchestration: how can AI minimise failure rates and optimise payment flows?
-Leveraging AI for real-time Counter-fraud and KYC: what are the prerequisites for success?
-Unlocking the value of payment data: where can AI-powered analytics make the biggest difference? Fireside chat |
9:35 AM - 9:50 AM | Collaboration to control risks in a digitizing world Keynote address |
12:20 PM - 12:40 PM | Defrauding AI-powered fraudsters with AI Advisory session |
3:10 PM - 3:30 PM | Enhancing payment propositions: the future of value-added services for merchants -E-wallets, mobile and in store: how can acquirers support merchants with multiple payment options?
-How can online payments dashboards be improved to enhance the merchant experience?
-Actionable business insights: how can acquirers enhance their reporting and analysis offerings?
-How can a better grasp of customer behaviour help identify trends and hone sales strategies?
-How can acquirers unlock new revenue streams for merchants via frictionless financing offerings? Fireside chat |
2:30 PM - 2:50 PM | Ensuring digital operational resilience #NAME? Interview |
11:40 AM - 12:15 PM | Fraud risk versus abandonment risk: finding the right balance -Balancing conversion, customer experience, fraud risk and compliance: the key considerations
-New payment methods: how should merchants strategically assess the benefits and risks?
-Dealing with false declines: how can merchants build more accurate and contextual fraud tools? Panel discussion |
2:50 PM - 3:20 PM | Future of AI and counter fraud -What are the limitations of existing rules-based counter fraud tools?
-From real-time detection to reduced false positive rates: what are the key advantages of AI tools?
-How can banks address the data maturity requirements necessary for AI accuracy?
-Managing the reputational risks: how can banks ensure AI/ML tools act ethically, avoiding biases?
-How can banks ensure AI/ML decision -making is transparent to build trust and facilitate human oversight? Fireside chat |
2:35 PM - 2:55 PM | Harnessing cloud in your payment modernisation journey -Assessing the benefits of cloud in modernising payments: from cost efficiencies to resilience
-How should banks assess the suitability of cloud for different payment infrastructure needs?
-Assessing the key outcomes: from performance and network latency to security and compliance
-From real-time to ISO 20022: how can cloud-native integrations aid the adoption of new standards?
-How can cloud increase agility and time to market for digital payments solutions? Fireside chat |
12:25 PM - 1:00 PM | Keeping pace with the evolution of the payment wallet landscape -Challenging BigTech and card dominance: how are bank-led wallet initiatives stepping up to compete?
-Building commercially successful wallet propositions: what lessons can be learnt from propositions globally?
-How can digital wallet solutions add value at the point of payment? From BNPL to integrated loyalty schemes
-Towards a digital currency future: will digital wallets lay the foundation for the next evolution of money? Fireside chat |
11:20 AM - 11:40 AM | Leveraging ISO 20022: enriched data in action Keynote address |
12:30 PM - 1:00 PM | Loyalty programmes: unlocking the potential -What are the commercial advantages for merchants of payment-linked loyalty schemes?
-How can payment-linked data help merchants to gain greater insight into customer preferences?
-What forms of hyper-personalisation could payment-linked schemes unlock?
-How should AI and analytics best be leveraged to maximise ROI from payment-linked schemes?
-Selecting the right partner for your business: what are the key considerations for merchants?
-Is card-linked loyalty the key to banks monetising data and competing with alternative payments?
-What role could open banking play in the next evolution of payment-linked loyalty schemes? Panel discussion |
12:50 PM - 2:15 PM | Lunch Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
1:00 PM - 2:15 PM | Lunch Networking |
12:10 PM - 12:30 PM | Making subscriptions and recurring payments seamless: laying the foundations -Delivering a superb subscription experience: what are customers looking for in today’s market?
-From pre-dunning to automatic retries: strategies for minimising failure rates, chargebacks and churn
-What are the key considerations for merchants when selecting a subscription management provider?
-To what extent are dynamic recurring payments or VRPs set to transform subscription payments? Fireside chat |
3:15 PM - 3:55 PM | Modernising core payment systems: transformation for the long term -How should legacy infrastructure be modernised to keep pace with BigTech and cloud-native challengers?
-How can banks build architecture that can seamlessly scale while maintaining performance and reliability?
-From ISO 20022 to instant payments: building flexible architectures that can adapt to changing standards
-Managing total cost of ownership: where can banks find the quick wins in modernising technology stacks?
-How can banks best leverage orchestration layers to create agile micro service-based architectures?
-Overcoming complexity and silos: are payment hubs key to ensuring enterprise-wide payment visibility?
-Keeping the customer in mind: building APIs and open architecture interfaces that provide seamless UX
-How should banks prioritise and enhance availability, resilience and security through their modernisation? Panel discussion |
2:30 PM - 2:50 PM | Nextgen biometrics: from authentication to advanced behavioural profiling -Voice, face, fingerprint and iris: to what extent can biometrics transform authentication and KYC?
-How can banks unlock the potential of biometric and behavioural indicators in counter fraud?
-How can biometrics be leveraged to counter bots, Remote Access Trojans and aggregated attacks?
-How can banks identify the right mix of biometric and traditional indicators for different fraud types?
-Data privacy and compliance: what are the responsible limits to the use of customer data? Fireside chat |
10:05 AM - 10:45 AM | Open payments innovation: the business use cases -Marketplaces, automated refunds and payouts: how can API-driven solutions streamline payments for businesses?
-How can open API’s enhance corporate treasury management? From automating tasks to optimizing critical processes
-Assessing the benefits of open payments for merchants: from reducing costs and fraud risk, to improved liquidity management
-What are the advantages of VRPs over direct debits? From reduced failure rates to increased ease of subscription management
-From SPAA-style data sharing to API-driven innovation: what’s next for open payments business models? Panel discussion |
3:30 PM - 4:00 PM | Optimising orchestration: understanding the priorities -Reducing declines through intelligent routing: what does best practice in orchestration look like?
-Managing margins: how can orchestrators enable merchants to navigate global acquiring rates?
-How can merchants harness orchestration to adapt to the growing diversity of payment methods?
-Payment localisation: to what extent is localisation essential for successful international expansion?
-How can orchestration be leveraged to enhance the ease of omnichannel commerce?
-Reporting and analytics: how can orchestrators provide insights that do more for merchants?
-How can orchestrators help merchants to reduce the complexity of marketplace payments?
-Increasing agility: how can orchestration help to adapt payment mixes in an ever-changing market? Panel discussion |
2:15 PM - 2:35 PM | Project Rialto: enhancing cross border payments using wholesale CBDC Keynote address |
9:05 AM - 9:20 AM | PSR and PSD3: the next phase of open payments Keynote address |
5:05 PM - 5:30 PM | Readying corporate treasury management for instant payments -Assessing the challenges: how is the rise of instant payments set to pose new difficulties for corporate treasurers?
-Achieving real-time reporting: how can corporates achieve real-time cash flow visibility and accurate forecasting?
-Automating treasury management: how can API and ERP integrations help treasurers keep pace with instant payments?
-How can transaction banks provide solutions that address the needs of clients in an increasingly real-time landscape? Fireside chat |
10:45 AM - 11:20 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
10:45 AM - 11:30 AM | Refreshment Break Networking | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
4:00 PM - 4:30 PM | Refreshment Break Networking |
2:15 PM - 2:30 PM | SoftPoS: revolutionising payment acceptance Keynote address |
2:15 PM - 2:35 PM | Streamlining cross-border rails: cost, transparency, speed and accessibility -Cost, transparency, speed, and accessibility: how far are we towards achieving the G20 roadmap goals?
-From data security to API harmonisation: what are the biggest hurdles to seamless global payments today?
-How far are legacy payment technology, data, and messaging standards still a barrier?
-To what extent will the migration to ISO 20022 simplify cross-border payments?
-What role will CBDCs and the regulated liability network play in streamlining cross-border payments? Fireside chat |
4:30 PM - 4:45 PM | Taking Europe's instant payments to the next stage Keynote address |
9:20 AM - 9:45 AM | Taking open banking payments further: overcoming the barriers -Shifting from a compliance-driven to a commercially driven open banking ecosystem: where are we on the journey?
-Providing payments choice to merchants: how can open banking payments compete effectively with interchange pricing?
-How can open banking providers build engaging digital user interfaces to elevate user experience and encourage uptake?
-How can payment providers replicate purchase protections and dispute mechanisms in a non-card landscape?
-Building a default renumeration model: to what extent does the SPAA offer a viable commercial model to all parties?
-JROC and the Future Entity for open banking: where is the UK currently at in developing a sustainable commercial model?
-Alternatives to current funding models: how might banks recoup the costs of payment in a future commercial model?
-Exploring future revenue streams for open banking payments: towards an open data economy Fireside chat |
11:40 AM - 12:00 PM | Tapping the value of ISO 20022 enriched data: the commercial opportunities -Streamlining payments: how can enriched data help improve STP and reduce processing time?
-Counter fraud: how can enhanced fraud data (EFD) be leveraged in banks’ Counter-fraud strategies?
-Personalised offers: how can enriched data be used to identify individual behaviours and needs?
-Corporate services: what value-adding insights and microservices could enriched data unlock?
-Leveraging AI: is this the key to extracting actionable and value-adding insights from enriched data? Fireside chat |
3:20 PM - 4:00 PM | The future of analytics and data sharing in counter fraud -The EBA’s FPAD initative: will it prove a game changer in fraud prevention for European banks?
-Leveraging ISO 20022’s enhanced fraud data: how can banks make the most of new structured data?
-Making the most of new indicators: what new data sources can and should banks be leveraging?
-Optimising fraud analytics for instant payments: how can the industry achieve real-time detection?
-Advanced analytics and AI: how is AI set to transform real-time fraud detection?
-Power in collaboration: how are banks breaking new ground in counter fraud information sharing?
-Taking industry collaboration further: what can FS learn from best practices in other sectors? Panel discussion |
2:55 PM - 3:30 PM | The future of central and commercial bank digital currencies -The global picture: which central banks are spearheading the development of CBDCs and what can be learnt?
-European payments sovereignty: how much will the digital euro reduce reliance on card schemes and BigTech?
-The threat to bank deposits: how can bank funding and financial stability best be safeguarded?
-Promoting further private and public sector collaboration on digital currencies: what more needs to be done?
-The Regulated Liability Network: to what extent will the shared ledger mitigate bank disintermediation risk?
-The future of commercial bank digital money: the use cases across retail, wholesale, cross border and settlement
-Covering the cost of digital currency provision: from merchant charges to cross-subsidisation
-Defining your digital money strategy: what are the new service opportunities and when is the time to invest? Panel discussion |
11:30 AM - 11:50 AM | The future of POS finance -How can merchants identify the best POS financing options for them: assessing the costs and benefits
-The advantages of a multi-lender platform: how can choice in financing provider benefit merchants?
-Lending at speed: how can credit risk be rapidly assessed using AI and open data sources?
-How can financing options be tailored to purchasing behaviour, financing needs and preferences?
-Bringing BNPL in store: how significant is the commercial opportunity and what are the barriers? Fireside chat |
5:30 PM - 6:00 PM | The instant payments mandate: the implications for bank strategies -The EU instant payments mandate: what will compliance require and how should banks prepare?
-From batch based to instant settlement: what new demands will the mandate place on treasury teams?
-Confirmation of Payee and sanctions screening: how can banks ensure they fulfil their obligations under the mandate?
-How should banks equalise charges for instant and non-instant payments and what scope is there for differentiation?
-Assessing the impact of year-round, 24/7 instant payments: how can banks effectively mitigate the costs?
-The European Payments Initiative: do the benefits of the instant payments scheme outweigh the risks?
-Improving instant payment offerings: how can banks use the mandate as an opportunity to innovate? Panel discussion |
11:20 AM - 11:40 AM | The next evolution of embedded payments Interview |
2:35 PM - 2:55 PM | The Regulated Liability Network: exploring the vision Keynote address |
11:35 AM - 12:05 PM | The transformative potential of Digital IDs in payments -The latest insights from Nobid’s large-scale pilot: where are we now and what are The lessons learned so far?
-The potential for ecommerce and retail: how are digital IDs set to transform payments instore and online?
-Bank strategy impacts: will offering integrated digital ID and payment solutions become a key differentiator?
-Integrating digital ID and payments seamlessly: how can providers stand out amongst Competing solutions? Fireside chat |
12:30 PM - 1:00 PM | Towards a seamless end-to-end payment journey -From RFID to biometric payments: how are merchants reimagining instore checkout?
-Optimising online payments: how can merchants achieve frictionless one-click payments?
-From browsing to basket: how can merchants reduce friction in the pre-payment journey?
-How can payments be streamlined by retaining customer data and pre-populating forms?
-Achieving frictionless mobile payments: how should merchants optimise checkout for mobile?
-How far can conversion be enhanced by providing preferred payment methods?
-Reimagining the payment journey: what does the future hold for seamless experiences? Panel discussion |
9:20 AM - 9:35 AM | Treating the customer as a real person Keynote address |