Jen Lloyd is the Head of Mortgage Products and Proposition at Skipton Building Society, responsible for mortgage trading, proposition development, pricing strategy and strategic change. A commercially-focussed senior leader, Jen has over fifteen years’ experience spanning Product Management, Marketing and Strategy, on both sides of the balance sheet. Jen is passionate about creating innovative solutions to address some of the structural challenges present in today’s housing market and has a keen focus on supporting First Time Buyers in getting the keys to their first home