Frances Haque is the Chief Economist for Santander UK responsible for the economic analysis and macroeconomic forecasts used by the retail bank. Her team are responsible for developing: the analysis of economic risk scenarios to support the Prudential Regulatory Authority stress test and IFRS 9 processes; analysis for planning and strategic purposes; supporting the external customer work of the bank including speaking at a variety of events; and writing for external publications. She has also been appointed to the FCA’s CBA Panel.

Prior to joining she worked for a variety of different institutions as a senior economist including, EY, BT, BBC, Ofcom and OFT.

She also specialises in Competition and Regulatory economics and has appeared on BBC, Sky, ITV and Bloomberg News, and Radio programmes including the Today and Wake up to Money programmes, providing commentary on published economic data and analysis.