Krik Gunning, CEO and co-founder of Fourthline, leads a regulated fintech that delivers KYC checks and digital identification technologies to prominent institutions such as Qonto, N26, and Trade Republic. With over a decade of experience beginning at ABN AMRO in M&A and later founding his own advisory boutique, Gunning established Fourthline in 2017 as a spin-off from fintech Safened. Under his leadership, Fourthline has developed into a key player in the digital identity verification landscape, providing AI-based solutions that enable compliance throughout the customer lifecycle, from onboarding to ongoing KYC, while adhering to local regulatory requirements across Europe and beyond.