Veronica Melendez is a seasoned payments and risk management leader with over 15 years of experience across the airline, fintech, and travel industries. Currently the Director of Payments, Fraud, and Chargebacks at Travix, part of Trip.com, she has held senior roles including Head of Payments and Risk at Recharge.com and Payments Manager at Avianca. Her career spans multiple countries and cultures—El Salvador, Spain, France, Germany, and the Netherlands. Veronica holds an International MBA from EMLyon, building on extensive studies in finance and credit risk across Europe and Latin America.